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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Poster showing a woman holding a mobile phone as JuanHand extends digital lifeline

JuanHand extends digital lifeline, embeds instant loans into Shopee and TikTok shop

Fintech innovator WeFund Lending Corp., the driving force behind the popular JuanHand app, is significantly expanding its reach by embedding its lending services into two of the Philippines’ e-commerce giants: Shopee and TikTok Shop. This strategic move promises to provide millions of Filipinos with swift and accessible financial assistance directly within their favorite online shopping […]

Poster of a woman with hat to promote Seafront Residences Summerfest 2025

Seafront Residences Summerfest 2025: An exhilarating festival of coastal living

The vibrant coastal community of Seafront Residences recently welcomed a throng of eager visitors during its highly anticipated annual Seafront Summerfest 2025. The two-day event, held earlier this month, saw the seaside haven open its doors to those keen on experiencing firsthand the lifestyle and premium amenities it proudly offers. From the moment guests arrived, […]

Ripple effect: KKR's potential Maya exit signals shifts in Philippine fintech

Promising ripple effect: KKR’s potential Maya exit signals transformative shifts in Philippine fintech

Special report by Leira Mananzan, Correspondent The digital finance revolution in the Philippines, a landscape once dominated by traditional brick-and-mortar institutions, is witnessing a potential seismic shift. Maya, a homegrown fintech titan that has rapidly ascended to unicorn status, finds itself at the center of swirling speculation as its key backer, the global investment powerhouse KKR, is […]

BSP gears up to tame the AI tiger in Philippine banking this 2025

BSP’s bold AI blueprint: Empowering ethical innovation in Philippine banking this 2025

The Philippine banking sector is buzzing with the promise of artificial intelligence, a technological wave poised to reshape everything from how banks interact with customers to the very algorithms that assess risk. Yet, as local lenders increasingly explore the power of AI to streamline operations and unlock new efficiencies, the central bank is stepping in […]

Executives of Maya and Pepsi-Cola during the signing of a partnership that would power distributors and sari-sari store owners with digital payments and credit

Revolutionizing retail: Maya, Pepsi-Cola modernize payments, bring digital finance to the last mile

Maya, the country’s #1 digital bank and leading payments processor, and Pepsi-Cola Products Philippines, Inc. (PCPPI) are rolling out a new digital initiative to modernize how payments and financing are managed across PCPPI’s nationwide network of over 200,000 distributors and retailers, including sari-sari stores.  Photo shows (from left:) Danny Kim, PCPPI Chief Strategy Officer; Elmer Yanga, […]

Inside Hytera's newly opened hub in Manila (front desk)

Hytera expands footprint in PH with state-of-the-art Manila hub, signals major expansion in 2025

Hytera Communications (SZSE: 002583), a global leader in professional communication technologies, has significantly amplified its presence in the Philippines, unveiling a state-of-the-art office in the heart of Manila’s bustling Bonifacio Global City. This strategic expansion signals Hytera’s unwavering commitment to the Philippine market, driven by the nation’s surging demand for robust digital two-way radios and […]

AlphaFold, AI's protein shape-shifter

AlphaFold 3: AI ‘protein shapeshifter’ revolutionizes biology, addresses global food security

Google DeepMind’s AlphaFold, heralded as a revolutionary force in biology, has unveiled its latest iteration, AlphaFold 3, promising to further accelerate scientific discovery. During a recent media briefing, Dhavanti Hariharan, Senior Product Manager at Google DeepMind, and Lim Jackwee, a researcher from the Agency for Science, Technology and Research (ASTAR), showcased the AI’s enhanced capabilities, […]

A Philippine flag with buildings on top to show how the economy is showing steady growth in 2025

Philippine economy shows steady growth in February 2025 — BSP

The Philippine economy, a resilient engine of Southeast Asian growth, displayed a steady pulse in February 2025, with robust bank lending figures painting a picture of continued expansion. Preliminary data released by the Bangko Sentral ng Pilipinas (BSP) revealed that outstanding loans from universal and commercial banks (U/KBs), net of reverse repurchase (RRP) placements, grew […]