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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Image of Liza Soberano, its brand ambassador, as Maya Bank is named Philippines’ "Best Bank" by Forbes and Financial Times’ The Banker

Maya Bank named PH’s “Best Bank” by Forbes in 2025 survey and in Financial Times’ The Banker

Maya Bank has again been recognized as the Philippines’ best overall bank by Forbes, and also as the country’s top digital bank by the Financial Times’ The Banker (it’s first!) — affirming its position at the forefront of digital finance. The bank stood out among the field of all Philippine traditional and digital banks, ranking […]

Cebu Landmasters' condo project in CDO achieves stunning sell-out in 2 days

Cebu Landmasters’ condo project achieves stunning sell-out in 2 days, signals fintech-fueled confidence

The vibrant real estate market of Visayas and Mindanao (VisMin) continues to demonstrate its robust strength, evidenced by the phenomenal success of Cebu Landmasters Inc.‘s (CLI) latest venture in Cagayan de Oro. This rapid uptake also signals the increasing comfort of VisMin buyers with digital transactions and online reservations, mirroring the growth of fintech adoption […]

LANDBANK's Agrisenso Plus Program aims to aid farmers

New seeds of hope: LANDBANK’s AGRISENSO Plus cultivates growth for farmers in Isabela

A palpable sense of optimism bloomed at the Ilagan City Community Center in Isabela recently as over 1,300 farmers gathered for the launch of the Land Bank of the Philippines’ (LANDBANK) groundbreaking AGRISENSO Plus Lending Program. For many, like yellow corn farmer Gilbert Pacis, this initiative represents more than just financial assistance; it’s a lifeline […]

A PH flag and gears used to illustrate how digital finance is overcoming job challenges, seizing opportunities for fintech innovation in the country

Digital finance revolution: Overcoming job challenges, seizing opportunities for fintech innovation in PH

Special report by JM Santos, Correspondent With the 21st-century digital revolution, the Philippines stands at a crucial time for the digital finance evolution in the market and financial institutions. Recently, the country celebrated its achievements on a two-month jobless rate and almost a nine-month low in underemployment, seeking more attention and prioritizing opportunities rather than challenges […]

Image showing white people on a screen to show how Finastra partnering with TIM Corp is set to transform PH treasury solutions

Finastra partners with TIM Corp to transform PH treasury solutions amidst fintech boom

New partnership to drive sustainable growth and innovation for customers. As the Philippine fintech landscape continues its electrifying ascent, fueled by the rapid adoption of digital banking, e-wallets, and innovative payment platforms, global financial software giant Finastra has strategically joined forces with Total Information Management Corporation (TIM Corp), a homegrown leader in data center services […]

Heart Evangelista reveals GCash travel hacks for your best summer ever this 2025

Heart Evangelista reveals GCash travel hacks for your best summer ever this 2025

Summer is in full swing, ushering a season of relaxing vacations and exciting getaways. While we all have our dream summer bucket lists, we could all use a tip or two to make it the best season yet. Count on no less than international fashion and lifestyle icon Heart Evangelista, now also the face of GCash‘s […]

Logos of PayMongo and Mochi as they aim to power up PH businesses

PayMongo and Mochi power up PH businesses as digital payments hit $100-Billion

Powering the next wave of digital commerce, PayMongo is at the forefront as the Philippines officially crosses a significant economic threshold, eclipsing US$100 billion in digital payments and projecting to reach a staggering US$107.42 billion by the close of 2025.  This landmark figure, revealed by recent data, underscores the nation’s remarkable embrace of digital finance, […]

A human finger and that of a robot touch as Bitget's global push for compliance echoes in the Philippines' crypto landscape

Bitget’s global push for compliance echoes in the Philippines’ nascent crypto landscape

As the global cryptocurrency market navigates an increasingly complex regulatory environment, leading exchange Bitget has signaled its commitment to compliance and expansion through an open letter from its Chief Legal Officer, Hon Ng. This move resonates strongly within the burgeoning digital asset space in the Philippines, where regulators are actively working to establish clear guidelines for […]

Executives of Bank of Makati as they join "Piso Caravan," the BSP's currency exchange program

‘Piso power’ grows: BSP’s currency exchange program gains new momentum across the Philippines

The Bangko Sentral ng Pilipinas (BSP)’s “Piso Caravan” program continues to expand its reach across the nation, bolstering efforts to remove unfit currency from circulation and promote financial literacy. Earlier this week, the central bank announced that the number of participating financial institutions has grown to an impressive 141, signifying a strengthened commitment to maintaining […]

The evolving landscape of AI-powered financial fraud

Security Bank fortifies digital onboarding with AI-powered fraud prevention, eyes 10% profitability

Security Bank is bolstering its digital infrastructure with the integration of advanced fraud detection capabilities, including cutting-edge deepfake prevention, into its electronic Know Your Customer (eKYC) process. This strategic enhancement, powered by a partnership with security solutions provider Entrust, underscores the bank’s commitment to a secure and seamless digital onboarding experience as the Philippines’ digital […]