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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Caricature showing Maya continuing its stellar growth as leading fintech ecosystem in PH

Maya continues stellar growth as leading fintech ecosystem in PH, fuels Q1 2025 profitability

Maya, the Philippines’ leading fintech ecosystem, announced that has it achieved net income profitability in the first quarter of 2025, continuing the strong financial momentum it first reached in December 2024. This sustained profitability underscores the effectiveness of its integrated approach and its deep understanding of the Philippine financial landscape. Maya also accelerated its topline […]

Pia L. Arellano (left), President and CEO of CIBI Information Inc., while shaking hands with Emilio B. Aquino, Chairperson of the SEC

CIBI forms powerful partnership with SEC to enhance data access, boost financial transparency in PH

In a landmark move aimed at bolstering transparency and trust within the Philippine financial ecosystem, CIBI Information, Inc., the nation’s pioneering and sole local credit bureau, has forged a powerful partnership with the Securities and Exchange Commission (SEC). Photo shows Pia L. Arellano (left), President and CEO of CIBI Information Inc., while shaking hands with […]

Poster showing an old man as AMD and Stability AI launches Amuse 3.0

Unleashing AI power: AMD and Stability AI to turbocharge creative workflows with Amuse 3.0

The landscape of generative artificial intelligence is undergoing a seismic shift, and at the forefront of this revolution are AMD and Stability AI. In a groundbreaking collaboration, the two tech powerhouses have joined forces to deliver a significant leap in performance and accessibility for AI-powered creative tools. The result? Optimized models, meticulously engineered to supercharge inference speeds on compatible AMD […]

Facade shot of Security Bank, as the institution tries to balance ambition to expand with enhanced security

Navigating growth in 2025: Security Bank balances ambition with enhanced security

Philippine banking stalwart Security Bank is pursuing a dual strategy of robust loan growth and strategic digital expansion, a path that comes with the challenge of navigating capital management and an upcoming acquisition. This drive, however, is exerting pressure on the bank’s capital buffers, leading Moody’s Ratings to revise its outlook for the financial institution […]

BSP and IFC logos

BSP-IFC partnership to fuel MSME growth through movable asset financing; project to run until 2027

The Bangko Sentral ng Pilipinas (BSP) and the International Finance Corporation (IFC) have joined forces recently to help reshape the financial landscape for the Philippines’ vibrant micro, small, and medium enterprise (MSME) sector and its crucial agricultural backbone. Their Memorandum of Understanding (MOU), signed last March 17, 2025, signals a powerful commitment to cultivate and […]

Bird's eye view of Cebu Landmasters' One Manresa Place in CDO

Cebu Landmasters posts ₱19.5-B revenue in VisMin, eyes Luzon for future growth

Cebu Landmasters Inc. (CLI), a prominent property developer in the Visayas and Mindanao (VisMin) region, is strategically expanding its footprint into Luzon following a strong financial performance in 2024. The company reported a record-high consolidated revenue of ₱19.5 billion, representing a 4% year-on-year increase, driven by sustained demand in its established southern markets. Cebu Landmasters’ Chief […]

BSP Tacloban Area Director Victorio-III M. Tingcang (right), together with Borongan 1st Councilor Victor Franco (left), who represented Mayor Jose Ivan Dayan C. Agda, during the launch event

Launch of BSP’s Paleng-QR PH Plus ushers in a promising new era of commerce in Borongan City

The bustling transport terminal of Borongan City became a vibrant hub of digital transformation recently as local government officials launched the Bangko Sentral ng Pilipinas’ (BSP) groundbreaking Paleng-QR PH Plus program. This landmark event marks Borongan City as the pioneering local government unit in Eastern Samar and the first city in the entire Region VIII […]

Artist's illustration showing how Bitget is shattering barriers with new "Onchain" platform

“Bitget Onchain” to deliver remarkable DeFi Power to centralized crypto traders

Leading cryptocurrency exchange and Web3 innovator Bitget has unveiled a game-changing platform poised to bridge the divide between centralized and decentralized finance (DeFi). Dubbed “Bitget Onchain,” this groundbreaking innovation promises to deliver the thrill and potential of early-stage on-chain assets directly to the fingertips of traditional centralized exchange (CEX) users, all within a secure and […]

A female seller using AI tools derived from e-commerce giant Lazada's playbook

PH trails in AI e-commerce race: Deep cost and skepticism hinder online sellers – study

Despite a growing global wave of artificial intelligence (AI) transforming the e-commerce landscape, Filipino online sellers are notably hesitant to embrace the technology, placing the Philippines among the lowest in Southeast Asia for AI adoption. A recent study conducted by e-commerce giant Lazada and international market research firm Kantar reveals a significant lag, primarily driven […]

Photo of a woman using Mocasa, the virtual credit wallet, which is here to help Gen Z make better money moves

Money moves for the ‘Now’ Gen: Mocasa’s smart spending tips

Mocasa, the Philippines’ first virtual credit wallet, is here to help Gen Z make better money moves — minus the stress. Whether you’re saving for your next adventure, launching a side hustle, or just trying to stretch your sweldo, these smart habits will help you reach financial independence. With bills, unexpected gastos, and the occasional […]