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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Cover page of Accenture's "Technology Vision 2025" report

Unlocking AI’s potential: Accenture Technology Vision 2025 report stresses importance of trust

A new era of business operations driven by artificial intelligence is on the horizon, promising levels of autonomy previously unimaginable. This is the central finding of “Accenture Technology Vision 2025” report, released earlier this week.  The research highlights a rapidly unfolding digital landscape where AI continuously learns, adapts, and independently manages crucial business functions, impacting everything from […]

Facade shot of the BSP office in Manila

BSP says bank lending remains robust with 11.8% growth in March signaling continued economic activity

According to preliminary data released today by the Bangko Sentral ng Pilipinas (BSP), despite a slight moderation from the previous month, the Philippine banking sector continued its strong lending performance in March, with outstanding loans from universal and commercial banks (U/KBs) expanding by a significant 11.8 percent year-on-year. Facade shot of the BSP office in […]

The new GCash VISA card

GCash offers 4 savvy tips on how to make all your #TravelGoals come true this 2025

Japan, Taiwan, Hong Kong, and Singapore – these are just some of the top destinations of Pinoy travelers last year. Whether it’s a quick getaway, an adventure abroad, or a return trip to your favorite country, making your #travelgoals a reality starts with good planning, and a handy e-wallet app like GCash. One of the […]

Winston L. Damarillo speaks during the launch of a new app by RCBC and Talino Venture

RCBC and Talino Venture unveil new AI-powered ‘Bahai Deals’ for global Filipinos

The Philippine real estate landscape is poised for a significant technological leap with the upcoming launch of “Bahai Deals,” an innovative AI-powered property platform developed by Talino Venture Studios in collaboration with Rizal Commercial Banking Corporation (RCBC). Set to debut in July, this groundbreaking application aims to connect local property developers with the expansive global […]

PH flag and the word economy as BSP issues statement on the medium-term inflation path

BSP statement on the medium-term inflation path

The April 2025 inflation outturn is within the Bangko Sentral ng Pilipinas (BSP)’s forecast range of 1.3 to 2.1 percent. The new BSP complex The latest inflation outturn is consistent with the central bank’s assessment of manageable inflation environment over the policy horizon with the downward revision in baseline inflation forecasts, aided primarily by the […]

Poster inviting readers to celebrate G502 Day with Logitech G

Celebrate “G502 Day” with Logitech G and win exclusive prizes!

Logitech G, a global leader in gaming gear innovation, proudly announces G502 Day – a celebration of the legacy, performance, and continued evolution of one of the most iconic gaming mice ever made, the G502. As part of this celebration, Logitech G is launching a giveaway contest where one lucky gamer will get the chance […]

Tendo by Tonik partners with Concentrix to empower over 100,000 employees

Tendo by Tonik partners with Concentrix to empower over 100,000 employees with smarter financial wellness solutions

Tendo by Tonik, the market leading provider of digital-powered financial wellness solutions, today announced the availability of its services to Concentrix, the Philippines’ largest private employer with over 100,000 team members.  This initiative provides access to Tendo’s innovative tools—ranging from flexible salary-deducted loans to budget coaching and high-yield savings — for Concentrix employees. Tendo reinforces its […]

Photo of a laptop and a server as Synology tries to showcase its data management solutions in an event

Synology to showcase its data management solutions at 39th Digital Transformation Summit Philippines

Synology, a global leader in network-attached storage (NAS) and data management solutions, sees an opportunity as Philippine businesses embrace digital transformation and grapple with a data deluge: According to Statista, the Philippines’ internet user base is projected to reach 92.82 million users by 2028, highlighting the massive amounts of data being generated. This surge in data […]

A nurse set to take the OET test, which aims to empower healthcare workers in the digital age

OET offers biggest test discount for Filipino healthcare workers until May 31, 2025

In a move that underscores the growing intersection of healthcare technology, the Occupational English Test (OET) has launched a significant initiative to support Filipino healthcare professionals. The OET, a crucial English language proficiency test for those seeking international careers, is now offering its largest-ever discount in the Philippines, recognizing the vital role that these professionals […]

Caricature against loan fraud as BSP warns public of entity misusing its name in loan scam

BSP warns public of entity misusing its name in new loan scam this 2025

The Bangko Sentral ng Pilipinas (BSP) has issued a public advisory warning against a fraudulent entity named “UNA Financing Corporation,” which is reportedly misusing the central bank’s name and logo to deceive individuals. The central bank stated that UNA Financing Corporation is fraudulently claiming to secure BSP clearance for loan releases. This scheme involves the […]