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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Executives from Chevron, Edukasyon.ph, AWS, and Job Partners, along with the graduates, gather after the graduation ceremony

Chevron champions program to help Filipino professionals upskill in cloud computing

Chevron, marketer of Caltex and lubricants, has joined forces once again with education technology platform Edukasyon.ph to sponsor a second batch of Amazon Web Services (AWS) re/Start scholars and help unemployed Filipinos upskill in cloud computing. Their joint efforts culminated in April 2025, when all 50 students graduated from the program with flying colors. Executives from Chevron, […]

DOF Secretary Ralph Recto speaking at the Chinabank Economic Forum

Chinabank Economic Forum 2025: Charting a growth course amidst global shifts, anchored by resilience

In a powerful display of its unwavering commitment to empowering its clientele with critical insights for navigating the evolving economic landscape, Chinabank hosted its highly anticipated 2025 Economic Forum at the Makati Shangri-La. The exclusive event, themed “Rising: Rooted in Strength, Growing in Adaptability,” served as a dynamic platform for business leaders and financial experts […]

Photo of the BSP office in Manila

BSP cracks down on unregistered Money Service Businesses, disqualifies 4 entities

In a decisive move to safeguard the integrity of the financial system and protect the public, the Bangko Sentral ng Pilipinas (BSP) has recently announced the disqualification of four (4) entities from registering and/or obtaining a license to operate as Money Service Businesses (MSBs) within the Philippines. Below is a list of the entities disqualified […]

Image of a woman with a calculator to show how Payoneer's new tools can help streamline global payments for Filipino freelancers, SMBs

Payoneer offers new tools to streamline global payments for Filipino freelancers and SMBs

As the global demand for Filipino talent and goods surges, Payoneer (Nasdaq: PAYO), a leading cross-border payment platform, is addressing the challenges faced by Filipino freelancers and small-to-medium enterprises (SMBs) in managing international transactions. The company announced recently its commitment to providing transparent, flexible, and user-friendly payment solutions tailored to the specific needs of these growing […]

inDrive revolutionizes ride-hailing with AI in 2025: Faster, smarter, and more people-driven

inDrive revolutionizes ride-hailing with AI in 2025: Faster, smarter, and more people-driven

inDrive revolutionizes ride-hailing with AI in 2025: Faster, smarter, and more people-driven. Global mobility platform inDrive is transforming the ride-hailing experience in the Philippines by integrating artificial intelligence (AI) into its operations — bringing faster service, smarter tools, and people-first solutions to both drivers and passengers.  As the company grows its presence in key cities […]

This may be the last time this man can deposit coins at a CoDM as the BSP says it is suspending use of coin deposit machines starting June 17

BSP to suspend coin deposit machines starting June 17, aims for enhanced recirculation program

The Bangko Sentral ng Pilipinas (BSP) today announced a temporary suspension of its popular Coin Deposit Machine (CoDM) operations, effective June 17, 2025. This move comes as the central bank aims to conduct a comprehensive review aimed at further optimizing the recirculation of idle coins and better serving the coin exchange needs of Filipinos. The […]

A mobile phone and a QR code as Maya launches "Paleng Kita"

Maya empowers market vendors and PUV drivers with innovative credit program

Digital financial services leader Maya has launched a groundbreaking credit program, “Paleng-Kita,” designed to provide crucial financial support to market vendors and public transportation (PUV) drivers. This initiative leverages the growing adoption of digital payments, specifically the QR Ph project that was launched by the Philippine Payments Management Inc. (PPMI) and the Bangko Sentral ng Pilipinas […]

Executives of Palawan Group strike a pose as PGC garners global recognition at the 2025 Asia-Pacific Stevie Awards, securing 7 awards

Palawan Group dominates Stevie Awards with 7 wins for empowering Filipinos

The Palawan Group of Companies (PGC) earned a momentous international distinction at the 2025 Asia-Pacific Stevie Awards, taking home seven major awards, including two coveted Gold Stevies for Excellence in Innovation and Brand Development. This global recognition highlights PGC’s mission to drive financial inclusion and deliver on its promise of “mura, mabilis, at walang kuskos balungos” (affordable, […]

Aerial view of One Manresa Place, one of the projects of Cebu Landmasters in CDO

Cebu Landmasters cite strong performance in Q1 2025 at Investor Briefing; net income surges 12%

Cebu Landmasters, Inc. (CLI), the leading property developer in the Visayas and Mindanao regions, has presented a robust financial performance for the first quarter of 2025 at its “Q1 2025 CLI Investors and Analysts Briefing.” During the session, the company announced a significant 12% year-on-year increase in consolidated net income, reaching PHP1.32 billion. The positive […]

Poster from Lista showing a mobile phone with the app to show advantages of CIBI's Credit Scoring

Credit done right, the Filipino way: Understanding your CIBI score to unlock your financial potential

What if the key to financial freedom wasn’t about avoiding debt — but using it wisely? Many view credit as a burden, but when managed wisely, it becomes a powerful tool for monetary growth. It opens doors to seize life-changing opportunities — buying a home, starting a business, or even securing your financial future. Credit […]