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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Poster for PSBank's Flexi Personal Loan, which helps you bounce back when life happens

When life happens, PSBank Flexi Personal Loan helps you bounce back swiftly

Adulting is hard. Finding extra cash when life happens? That used to be harder — until now. With PSBank’s Flexi Personal Loan, you’ve got a financial backup that’s ready to use when you need it. Whether it’s surprise home repairs, tuition fees, or emergency medical bills, unexpected expenses don’t have to hold you back anymore. Your […]

BSP warns vs. fake Remolona interview, latest forex scam

BSP rolls out new implementing rules for landmark anti-scam law this 2025

New regulations to empower authorities, and protect consumers in fight against financial fraud and cybercrime. In a decisive move to combat the growing threat of financial fraud and cyber-enabled scams, the Bangko Sentral ng Pilipinas (BSP) has officially issued the implementing rules and regulations (IRR) of the Anti-Financial Account Scamming Act (AFASA), a pioneering law aimed at safeguarding consumers and […]

Digital banks association express support for Henry Aguda as new DICT Chief

Digital banks release statement expressing full support for new DICT chief Henry Aguda

The Digital Bank Association of the Philippines (DIBA PH) has formally expressed its full support for Secretary Henry Rhoel R. Aguda, the newly appointed head of the Department of Information and Communications Technology (DICT), commending his vision for an inclusive and digitally empowered nation. In a statement issued on June 9, the Digital Bank Association of the Philippines welcomed […]

To show FDI's effects on inflation, we see here an image of the Philippine flag and buildings below

FDI slows in March 2025 with net inflows at US$498 million; Q1 tally hits US$1.8 billion — BSP

Foreign direct investment (FDI) into the Philippines recorded net inflows of US$498 million in March 2025, 1 reflecting a 27.8 percent decline from the US$689 million logged in the same month last year, according to data released by the Bangko Sentral ng Pilipinas (BSP). The drop in FDI was driven by lower net inflows across all major investment components, highlighting investor caution […]

Logo of AMD and Red Hat

Red Hat, AMD forge stronger alliance, unlocking new horizons for AI and virtualization in hybrid cloud

Red Hat, the world’s leading provider of open source solutions, and AMD (NASDAQ: AMD) recently announced a strategic collaboration to propel AI capabilities and optimize virtualized infrastructure. With this deepened alliance, Red Hat and AMD will expand customer choice across the hybrid cloud, from deploying optimized, efficient AI models to more cost-effectively modernizing traditional virtual […]

Facade shot of BSP office with the words GDP and economy

BSP says PH economy navigating mixed signals: Consumer caution meets robust external buffers

Based on the latest advisory from the Bangko Sentral ng Pilipinas (BSP), the Philippine economy is presenting a dual narrative: a cautious consumer base grappling with immediate financial pressures, contrasted by a strengthening external liquidity position that underscores the nation’s macroeconomic resilience. While Filipino households expressed increased pessimism in the first quarter of 2025, the […]

Praveen Kumar of Rocket Software on how PH can master digital modernization sans disruption

Digital modernization sans disruption: Praveen Kumar on how PH can tackle the challenges of outdated core systems

In a region renowned for its rapid adoption of mobile technology, a surprising truth often lies beneath the surface: many of Asia Pacific’s largest enterprises, particularly in vital sectors like banking and insurance, are grappling with the challenges of digital modernization and outdated core systems. This dichotomy between outward digital agility and internal legacy infrastructure […]

BSP Deputy Governor Abenoja delivering a message of cautious optimism at the forum

BSP says PH poised for growth amidst global trade turbulence: Low inflation offers crucial headroom

In an increasingly volatile global economy, where trade shocks can ripple across continents, the Philippines stands as a beacon of resilience. The nation is strategically positioned not just to weather these storms, but to foster significant economic growth, a crucial advantage highlighted by Bangko Sentral ng Pilipinas (BSP) Deputy Governor for the Monetary and Economics Sector […]

Synology premieres full lineup of advanced data management solutions at COMPUTEX 2025

Synology premieres full lineup of advanced data management solutions at COMPUTEX 2025

Synology, a global leader in network-attached storage (NAS) and data management solutions, officially unveiled its latest lineup of cutting-edge innovations at this year’s COMPUTEX, Asia’s largest annual tech show, presenting a comprehensive solutions portfolio spanning enterprise storage, data protection, and personal private cloud. “At Synology, our goal has always been to build a data management […]

Facade shot of BSP office in Manila

BSP says PH poised for new policy shift amidst easing inflation and shifting lending landscape

The Philippine economic landscape is at a pivotal juncture, with easing inflation pressures paving the way for a potential shift towards a more accommodative monetary policy. This optimistic outlook, underscored by the Bangko Sentral ng Pilipinas (BSP), comes as the latest inflation figures fall squarely within expectations, signaling a manageable price environment in the medium […]