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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A BSP exec receiving a plaque after the PH central bank has been conferred the global 'Currency Manager of the Year' award

PH central bank bags global ‘Currency Manager of the Year’ award for innovative banknote series

The Bangko Sentral ng Pilipinas (BSP) has recently garnered significant international acclaim, being honored with the prestigious “Currency Manager of the Year” award by Central Banking, a highly respected London-based institution. This esteemed recognition underscores the BSP’s relentless dedication to ensuring a robust and reliable supply of banknotes that Filipinos can trust, vital for the nation’s dynamic […]

Kyndryl execs during the launch of its AI Innovation Lab in Singapore

Kyndryl launches new AI innovation lab in Singapore, to employ about 50 AI professionals

Kyndryl (NYSE: KD), a leading provider of mission-critical enterprise technology services, today announced the launch of its ASEAN AI Innovation Lab in Singapore. The Lab will offer responsible enterprise artificial intelligence (AI) solutions with advanced security features across Southeast Asia. This announcement follows Kyndryl’s recent investments in the United Kingdom and France, demonstrating its commitment to create regional hubs of AI […]

Rob van Alphen (standing, with mic), leads the ACE workshop in Manila

ACE, WorldComm KL partner to host AI workshop for Malaysian communicators: “Beyond the Hype”

The AI Centre of Excellence (ACE) and World Communications KL (WorldComm KL) have formally partnered to host an exclusive, half-day Artificial Intelligence (AI) workshop designed specifically for public relations and communication professionals across Malaysia.  Titled “Beyond the Hype: Practical AI for Modern PR in Malaysia,” the collaboration was cemented through a recently signed Memorandum of Understanding (MOU), paving the way for this […]

BSP (with logo) powers ahead with reforms as PH strengthens financial resilience

BSP cuts key interest rates signaling economic support, encouraging greater lending to business

In a move aimed at bolstering the nation’s economic landscape, the Bangko Sentral ng Pilipinas (BSP) has recently announced a reduction in its benchmark interest rate. Effective June 23, 2025, the BSP’s Target Reverse Repurchase (RRP) rate has been trimmed by 25 basis points to 5.25 percent, a decision made by the Monetary Board on […]

Logitech G headset and keyboards offers precision gear for players who want to win smarter

Logitech introduces the PRO line that levels up your game

Logitech G, a brand of Logitech (SIX: LOGN) (NASDAQ: LOGI) and a global leader in gaming gear and innovation, proudly introduces the PRO Line — a range of elite gaming gear designed to elevate gameplay at every level, from casual players to professional competitors. This line of gaming essentials is built to meet the demands […]

UNICEF's Paul Heber together with Bitget executives as the company joins UNICEF Game Changers Coalition to provide blockchain education

Bitget joins UNICEF to help scale blockchain education for youth, target 1.1-M girls by 2027

Bitget, the leading cryptocurrency exchange and Web3 company, has entered a three-year partnership with UNICEF Luxembourg to advance digital skills and blockchain literacy among young people. The partnership enrolls Bitget into the Game Changers Coalition (GCC) led by UNICEF Office of Innovation (OOI). Support from the leading cryptocurrency exchange will help reach 300,000 individuals – […]

A man calculating BoP using a mobile phone as the BSP sees rate cut signaling accommodative stance amidst global headwinds

BSP navigates dual challenges: Rate cut signals accommodative stance amidst global headwinds, May BOP deficit recorded

The Bangko Sentral ng Pilipinas (BSP) is actively steering the Philippine economy through a complex global landscape, as evidenced by its latest monetary policy adjustments and the recent Balance of Payments (BOP) data for May 2025. In a move aimed at fostering sustainable growth amidst moderating inflation forecasts, the Monetary Board has opted for a 25-basis […]

Booth setup as ZTE champions AI+gaming innovations across its full-scenario intelligent ecosystem at MWC 2025

ZTE champions AI+gaming innovations across its full-scenario intelligent ecosystem at MWC 2025

ZTE Corporation (0763.HK / 000063.SZ), a global leading provider of integrated information and communication technology solutions, today has showcased its latest Full-Scenario Intelligent Ecosystem, empowered by multi-modal interactions centered on AI voices, at MWC Shanghai 2025. At the center of the display is nubia Neo 3 series, a lineup of stylish gaming smartphones built around […]

BPI exec smiling, as the bank ignites a brighter future with P40-B SINAG bonds: A new dawn for green and social impact

BPI ignites a brighter future with ₱40-B SINAG bonds: A new dawn for green and social impact

In a bold move signaling a powerful commitment to a sustainable and inclusive future, the Bank of the Philippine Islands (BPI), the Philippines’ oldest and most venerable financial institution, has successfully unveiled and listed its groundbreaking BPI Supporting Inclusion, Nature, and Growth (SINAG) bonds. With an aggregate principal of ₱40 billion (approximately US$716.2 million), this […]

iProov threat intelligence uncovers new cybercrime threat actor targeting banking, payment platforms in a scam

iProov threat intelligence uncovers “Grey Nickel,” a new threat actor targeting banks, payment platforms

iProov, the world’s leading provider of science-based biometric identity verification solutions, has revealed details of an active cybercriminal operation that has successfully infiltrated financial institutions worldwide by exploiting critical vulnerabilities in remote identity verification systems, signaling an unprecedented assault on the digital fortresses of global finance by a sinister wave of AI-powered cybercrime. Their recent […]