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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Executives of food giant Century Pacific after teaming up with Paywatch to pioneer fintech for employee financial wellness

Paywatch joins forces with Century Pacific, revolutionizing employee financial wellness with fintech

Fintech innovator Paywatch has teamed up with Century Pacific Agricultural Ventures Inc. (CPAVI), a key subsidiary of the food industry titan Century Pacific Food Inc., to launch an Earned Wage Access (EWA) program — a significant move that could very well redefine employee benefits in the Philippine corporate landscape. This strategic partnership also underscores CPAVI’s […]

Palawan ProtekTODO's ProtekSure now available via PalawanPay Bill Pay

Get covered instantly: Palawan ProtekTODO’s ProtekSure now available via PalawanPay Bill Pay

Palawan ProtekTODO, the microinsurance arm of trusted financial services provider Palawan Group of Companies, has officially launched ProtekSure, an embedded insurance feature within the PalawanPay app that provides users with instant, affordable, and accessible accident coverage. ProtekSure offers a simple yet powerful solution, allowing users to secure personal accident insurance when they pay bills via […]

Ram Vaidyanathan, Chief IT Security Evangelist at ManageEngine talks about the fintech revolution and cybersecurity needs in PH

Forging ahead: PH fintech’s secure path to digital dominance according to ManageEngine

The Philippines is rapidly transforming into a digital finance powerhouse, but this explosive growth in fintech and digital payment platforms brings with it an equally rapid evolution of cyber threats. As more Filipinos embrace online banking and e-wallets, financial institutions and fintech firms face a critical imperative: bolster their cybersecurity defenses against increasingly sophisticated attacks, […]

Google Cloud taps PH tech luminary Jennifer Ligones as new country manager

Google Cloud taps PH tech luminary Jennifer Ligones as new country manager

In a move poised to significantly impact the Philippine technology landscape, Google Cloud today announced the appointment of Jennifer Ligones as its new Country Manager for the Philippines.  This strategic leadership addition underscores Google Cloud’s intensified focus on supporting the nation’s burgeoning digital economy and its commitment to accelerating digital transformation across various industries. Ligones, a highly respected […]

Governor Remolona together with other BSP executives during the launch of their multimedia exhibit

BSP celebrates 32 years with new multimedia exhibit and enhanced digital presence

The Bangko Sentral ng Pilipinas (BSP) marked its 32nd anniversary last July 3, 2025, with a dual celebration that showcased its commitment to national progress and digital innovation. The central bank unveiled an immersive multimedia exhibit and launched its redesigned, user-friendly website, reinforcing its dedication to a sustainable and inclusive future for all Filipinos. The […]

Photo of a girl taking notes during a meeting as Google launches AI-powered marketing tools on Search and YouTube

Google launches new AI-powered marketing tools on Search and YouTube

Google is ushering in a new era for marketers and businesses, unveiling a suite of cutting-edge, AI-powered tools designed to revolutionize advertising on Search and YouTube. The announcement came yesterday, July 9, at the Google Marketing Live Southeast Asia (GML SEA) in Singapore, highlighting the company’s commitment to equipping brands for an increasingly complex digital landscape. From transforming creative […]

Pia Arellano, president of CIBI, while receiving a plaque during the ABF Fintech Awards 2025 after the company was recognized for advancing financial inclusion

CIBI Information Inc. recognized for advancing financial inclusion at ABF Fintech Awards 2025

CIBI Information Inc. (CIBI), the Philippines’ pioneering local credit bureau, has received top honors at the 2025 Asian Banking and Finance (ABF) Awards. The prestigious recognition celebrates CIBI’s significant contributions to expanding access to financial services for the nation’s underserved populations, specifically acknowledging the transformative impact of its Advanced Tier (AT) platform. For over four decades, […]

Casa Mira Homes GenSan, Cebu Landmasters' new solar-integrated homes, is poised to spark a green revolution in real estate

Cebu Landmasters’ new solar-integrated homes poised to spark a green revolution in real estate

A new dawn is breaking in the Philippine housing landscape, powered by the sun and driven by a vision of sustainable, affordable living. Cebu Landmasters, Inc., the leading developer across Visayas and Mindanao, has just unveiled Casa Mira Homes GenSan, its pioneering solar-integrated economic housing community, to a resounding market embrace that saw an astonishing 85% of […]

BSP Governor Remolona with other financial experts as FSCC welcomes new SEC chair amid shifting economic tides

Financial watchdogs fortify defenses: FSCC welcomes new SEC chair amid shifting economic tides

In a period marked by dynamic global and local economic shifts, the Financial Stability Coordination Council (FSCC) has reiterated its steadfast commitment to safeguarding the Philippines’ financial system.  The Council’s latest quarterly meeting saw a strategic review of the nation’s financial resilience and warmly welcomed a new face to its ranks: Atty. Francis E. Lim, the newly […]

The evolving landscape of AI-powered financial fraud

The AI arms race: How iProov fights deepfakes threatening PH e-wallets and digital banks amidst soaring financial crime

As the Philippines rapidly embraces digital financial services, with over 50% of retail transactions now made through digital payments, a new and insidious threat looms: sophisticated AI-driven deepfake attacks. These highly advanced “digitally injected attacks,” including a notorious variant dubbed “Grey Nickel,” are outsmarting traditional identity verification systems, posing an existential threat to the digital […]