schedule
calendar_month
cloud Loading weather…
| location_on
cloud_off Weather unavailable

Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Image showing award won by Maya, which was named "Best Virtual Bank in PH" for 3rd straight year

Maya clinches “Best Virtual Bank in PH” for 3rd straight year

In a landmark victory for the Philippines’ burgeoning digital finance landscape, Maya, the country’s leading digital bank, has been crowned the “Best Virtual Bank in the Philippines” at the prestigious Asian Banking & Finance Retail Banking Awards for the third consecutive year. This unprecedented three-peat win is a powerful validation of Maya’s innovative, fully digital ecosystem and […]

Twin babies in a space suit, wearing futuristic eye glasses, to illustrate the power of Trend Micro's digital twin technology 

Trend Micro revolutionizes proactive security with digital twin technology 

In a major technological leap for proactive cybersecurity, global leader Trend Micro Incorporated  (TYO: 4704; TSE: 4704) has unveiled a new cyber resilience model powered by its Digital Twin technology. Trend Micro’s Digital Twin capabilities empower enterprises to simulate real-world cyber threats, validate their defenses, and adapt policies in real time across complex and diverse digital environments. […]

A man holding a mobile phone while around him are coins, bills and a toy car as BSP sees PH economy powering ahead to boost economic stability

Economy powering ahead, ₱18.6 trillion to boost economic stability – BSP

In a period of global economic uncertainty, the Bangko Sentral ng Pilipinas (BSP) is walking a tightrope between managing inflation and fostering economic growth. Recent data reveals a delicate balancing act, with inflation forecasts holding steady and domestic liquidity on the rise. The BSP’s latest inflation report confirms that the July 2025 inflation rate is […]

BSP logo with central bank office in the background as BOP shifts to surplus amid inflation risks

The Philippines’ economic picture: BOP shifts to surplus amid lingering inflation risks

The Philippines’ financial outlook presented a mixed yet largely positive picture in the first half of the year. The nation’s balance of payments (BOP) swung back to a surplus, while the central bank forecasts continued, albeit contained, inflationary pressures.  This dual-track performance highlights the country’s resilience in a volatile global economy while underscoring the ongoing […]

BSP Governor Eli M. Remolona, Jr. (3rd from left) is shown here while shaking hands with National Treasurer Sharon P. Almanza (2nd from left). With them are 2 other execs of the BSP.

BSP bolsters financial system resilience as non-banking sector assets soar to ₱10.6 trillion

The Bangko Sentral ng Pilipinas (BSP) is taking a proactive step to secure the country’s financial future, signing a key agreement with the Bureau of the Treasury (BTr) to strengthen critical market infrastructure. This move to bolster resilience comes as new data from the central bank reveals a robust and expanding financial sector, with Other […]

A young girl holding a colorful mobile phone as part of the promotional poster for nubia Music Pro's #MakeItLouder Dance Challenge

nubia unleashes “Music Pro,” turns up the volume with a #MakeItLouder Dance Challenge on TikTok

Get ready to groove and make some noise! nubia, the dynamic lifestyle smartphone brand known for its highly personalized devices, is turning heads in the Philippines with its biggest TikTok collaboration yet. Headlining the exclusive digital launch of the all-new nubia Music Pro – a smartphone engineered for unparalleled sound – nubia Philippines is igniting the digital […]

Top executives of Palawan Group of Companies led by its founder, Bobby Castro (right), and his wife Angelita (co-founder)

Palawan Group of Companies celebrates 40 years of trusted service to the Filipino people

From a single pawnshop in Palawan to a nationwide financial powerhouse, Palawan Group marks four decades of growth, innovation, and heartfelt service Marking its long-standing legacy of dedicated service, the Palawan Group of Companies recently celebrated its 40th anniversary with a heartfelt media event. This milestone reaffirms the Group’s unwavering commitment as a trusted partner in every […]

Image of a "ghost" with the word Kiro set in a black background

Introducing Kiro: A new Agentic IDE from prototype to production

I’m sure you’ve been there: prompt, prompt, prompt, and suddenly, you have a working application. It’s fun and feels like magic. But getting it to production requires more. What assumptions did the model make when building it? You guided the agent throughout, but those decisions aren’t documented. Requirements are fuzzy, and you can’t tell if the application […]

BSP Monetary Board Member Walter C. Wassmer pays train fares using a debit card to illustrate financial empowerment for train commuters

Amplifying financial empowerment: From sari-sari stores to MRTs, BSP ignites digital inclusion in 2025

In a country where both sari-sari store owners and city commuters are key players in the daily economy, the Bangko Sentral ng Pilipinas (BSP) is connecting the dots between education and innovation by bringing financial empowerment to where it matters most — the streets, the stations, and the small businesses of everyday Filipinos. From classrooms […]

The printed version of Bitget's Web3 Young Learners’ encyclopedia which will be sent out to schools, libraries, and beyond

Pioneering learning: Bitget rolls out Web3 Young Learners’ Encyclopedia to schools, libraries, and beyond

Bitget, a leading cryptocurrency exchange and Web3 company, is making a groundbreaking move to democratize blockchain literacy with the launch of its innovative Web3 Young Learners’ Encyclopedia. This ambitious project, a cornerstone of Bitget’s global #Blockchain4Youth education initiative, is set to bring foundational knowledge of digital finance and Web3 directly into the hands of young […]