schedule
calendar_month
cloud Loading weather…
| location_on
cloud_off Weather unavailable
Latest: Holy Week travel spurs SM EV charging expansion, blending mobility with digital-enabled convenience Latest: BSP data shows FCDU loans rise to US$15.56B in Q4 2025 despite yearly dip Latest: AMD unveils Ryzen 9 9950X3D2 Dual Edition with dual 3D V-Cache, set for April 22 launch Latest: Regional sari-sari store growth outpaces Metro Manila in 2025 — Packworks study Yesterday: Maya partners with SPARK! Philippines to expand financing and support for women-led MSMEs Yesterday: Coins.ph to streamline digital transactions with tokenized payments, rolls out ‘Link & Pay’ Yesterday: PH eyes ‘data hub’ status as DICT likens country to global chokepoint; Vertiv sees AI-driven growth Yesterday: Philippine external position steadies, but global risks cloud outlook — BSP report Latest: Holy Week travel spurs SM EV charging expansion, blending mobility with digital-enabled convenience Latest: BSP data shows FCDU loans rise to US$15.56B in Q4 2025 despite yearly dip Latest: AMD unveils Ryzen 9 9950X3D2 Dual Edition with dual 3D V-Cache, set for April 22 launch Latest: Regional sari-sari store growth outpaces Metro Manila in 2025 — Packworks study Yesterday: Maya partners with SPARK! Philippines to expand financing and support for women-led MSMEs Yesterday: Coins.ph to streamline digital transactions with tokenized payments, rolls out ‘Link & Pay’ Yesterday: PH eyes ‘data hub’ status as DICT likens country to global chokepoint; Vertiv sees AI-driven growth Yesterday: Philippine external position steadies, but global risks cloud outlook — BSP report

Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A woman holding a wad of Philippine money as Tala pushes for deeper digital financial inclusion beyond access for Filipinos, global majority

Tala pushes for deeper digital financial inclusion beyond access for Filipinos, global majority

Global financial leaders are urging a shift in digital financial inclusion efforts — from simply expanding access to ensuring meaningful and sustained usage — warning that billions remain excluded from formal credit despite rapid digital adoption. This was the central message from leaders of the Atlantic Council, the International Monetary Fund, and global fintech firm Tala during the launch […]

Pinoy traditions fuel post-Chinese New Year sales spike in sari-sari stores – Packworks

Pinoy traditions fuel post-Chinese New Year sales spike in sari-sari stores – Packworks

After the lanterns dimmed and the last firecrackers faded, sari-sari store sales data revealed how Filipino households turned Chinese New Year traditions into real purchasing power, driving a surge in demand for items linked to luck, longevity, and prosperity. Data from Packworks, through its business intelligence platform Sari IQ, shows that products symbolizing abundance — such […]

The Maya PR team poses with their ANVIL Award as Maya Black redefines premium banking, wins double metals at 61st ANVIL Awards

Maya Black redefines premium banking, wins double metals at 61st ANVIL Awards

Maya is reshaping how Filipinos view premium banking — and the industry is taking notice At the 61st Anvil Awards, the fintech platform earned two Silver Anvils for its Maya Black campaign, a brand-led push that reimagined how credit cards are positioned and experienced in the Philippines. Organized by the Public Relations Society of the Philippines (PRSP), the Anvil Awards are widely regarded […]

Deel Launches The Pitch, a $15M Global Tournament to Find the Next Generation of borderless founders and MSMEs

Deel launches global startup competition with up to US$15 million in funding

Global HR and payroll platform Deel has launched The Pitch, an international startup competition aimed at identifying and backing the most promising seed-stage founders worldwide, regardless of geography or network access. The initiative seeks to level the playing field for early-stage entrepreneurs by shifting the focus from location and connections to merit and measurable potential. By tapping into […]

Logo of BSP on top of a building as the central bank signals strong price stability as it accelerates interoperable payments, cross-border QR

BSP signals strong price stability as it accelerates interoperable payments, cross-border QR

The Bangko Sentral ng Pilipinas (BSP) said inflation remains firmly within target and monetary easing is nearing its end, even as it pushes ahead with major payment system upgrades aimed at making both domestic and cross-border transactions more seamless. In a statement on the medium-term inflation path, the BSP reported that January 2026 inflation settled […]

BSP has issued a warning that melting (as shown in this pic) or damaging coins is a crime, wants to put them back in circulation

BSP warns: Melting or damaging coins is a crime and the law wants them back in circulation

The Bangko Sentral ng Pilipinas (BSP) has issued a fresh warning to the public: melting, defacing, or deliberately damaging Philippine coins is a criminal offense — and violators could face jail time and fines. The reminder comes amid renewed efforts by the central bank to encourage Filipinos to put coins back into circulation, as it […]

Pres. Ferdinand Marcos Jr. (seated) trying out the DepEd and Microsoft program called Microsoft Reading Progress, a Microsoft Learning Accelerator, and scored 98 percent.

DepEd, Microsoft deepen partnership to boost literacy and AI readiness in PH schools

The Department of Education (DepEd) and Microsoft Philippines are strengthening their collaboration to address one of the country’s most pressing challenges: improving foundational literacy while preparing learners for an AI-driven future. Under the partnership, DepEd is expanding the use of Microsoft’s Learning Accelerators — AI-powered tools designed to help students build core skills in reading, […]

BSP outlook: Banks eyeing credit stability in Q1 2026 as inflation cools to 1.4%–2.2% range

BSP outlook: Banks eyeing credit stability in Q1 2026 as inflation cools to 1.4%–2.2% range

The Philippine banking sector is entering 2026 with a stance of “cautious optimism.” According to the latest Senior Bank Loan Officers’ Survey (SLOS) 1, 3 released by the Bangko Sentral ng Pilipinas (BSP), the majority of the country’s banks and financial institutions intend to maintain steady credit standards 2 for both businesses and households through the first quarter […]

BSP Governor Remolona delivering a speech, where he underscores innovation as remittances hit US$2.9B in November

BSP underscores innovation as remittances hit US$2.9B in November

The Bangko Sentral ng Pilipinas (BSP) is doubling down on innovation and trust in the financial system as remittances from overseas Filipinos continue to rise, underscoring the growing importance of digital channels in the country’s financial ecosystem. At the BSP’s annual reception for the banking community held on January 23 at the Philippine International Convention […]