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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A mobile phone with the Wise card, plus the words "Kumusta Philippines" on top of a mountain with water scenery backdrop

Wise unlocks faster, cheaper remittances for Filipinos with 2 groundbreaking integrations

In a significant leap forward for cross-border payments and financial inclusion, Wise, the global technology company building the best way to move and manage the world’s money, has achieved a landmark dual integration: becoming the first global fintech to seamlessly connect with both InstaPay and PESONet, alongside direct integration with the National ID eVerify system. These groundbreaking […]

CIBI's Pia Arellano (4th from left) together with the other speakers at the CIBI Impact 2025: Trusted Data in Action event

CIBI Impact 2025: Pioneering a financially inclusive future through trusted data

The Philippine credit landscape stands at a critical juncture. While consumer demand for financing continues to surge, persistent challenges like limited access, insufficient credit data, and high delinquency rates cast a long shadow. It’s against this backdrop that CIBI Information, Inc., the country’s pioneering local credit bureau, convened its inaugural industry summit, “CIBI Impact 2025: Trusted […]

Rob van Alphen (standing), leads the AI revolution on marketing at the ACE workshop in Manila

AI revolution in marketing: Master the hacks with Rob van Alphen’s bestselling workshop

In today’s fast-paced world of digital marketing, staying ahead of the curve is no longer just an advantage — it’s a necessity. Artificial Intelligence (AI) has officially moved from a futuristic concept to the essential engine driving today’s most effective campaigns.  As brands race to stay ahead in a fast-evolving digital landscape, Filipino marketers and communicators […]

B&W photo of Sunny Gandhi, who has been tapped by AMD to serve as the senior director of its commercial channel for Asia Pacific and Japan

AMD taps industry veteran Sunny Gandhi to revitalize Asia-Pacific channel strategy

AMD, a leader in high-performance computing, has appointed industry veteran Sunny Gandhi as Senior Director of its Commercial Channel for Asia Pacific and Japan (APJ). This strategic move signals the chipmaking giant’s intent to aggressively expand its market share and deepen relationships within the region’s vast and dynamic commercial landscape. Gandhi’s appointment is a pivotal step in […]

Urban cityscape with tall buildings and a dramatic sunset, used as a cover image for the AWS Study on AI adoption in the Philippines

AWS study: Startups lead AI race, outpacing large enterprises and creating 2-tier economy

The Philippines’ AI ecosystem is booming, but a new study unveiled at AWS Cloud Day Philippines 2025 shows that a troubling divide is emerging, with agile startups far outpacing large corporations in AI innovation. The research, a collaboration between Amazon Web Services (AWS) and Strand Partners, warns that this gap could create a “two-tier” AI economy with […]

Cebuana Lhuillier executives, led by President and CEO Jean Henri Lhuillier (fourth from left), and Maya executives, led by Maya Group President and Maya Bank Co-Founder Shailesh Baidwan (fifth from left), while shaking hands to formalize their strategic partnership to expand financial services in the Philippines

Cebuana Lhuillier and Maya forge powerful alliance to bring financial services to Filipinos

In a landmark move poised to reshape the local financial landscape, two titans of the Philippine fintech industry, Cebuana Lhuillier and Maya, have announced a strategic partnership. The alliance aims to bring a new wave of accessible financial services, including credit and remittance, to millions of Filipinos and bolster the financial health of communities across […]

BSP Governor Remolona (center) flanked by 2 other executives, while speaking at the "Economic Forum 2025," an event organized by Economic Journalists Association of the Philippines (EJAP)

Navigating growth and digitalization: BSP’s dual strategy for a resilient economy

In a powerful display of confidence in the nation’s economic future, Bangko Sentral ng Pilipinas (BSP) Governor Eli M. Remolona, Jr. declared that the country’s inflation outlook remains manageable for the year. Speaking at the “Economic Forum 2025,” an event organized by the Economic Journalists Association of the Philippines (EJAP), Governor Remolona painted a picture […]

A robot and some drones helping out with farm work at Pilmico in an effort to address complex IT agribusiness needs

Pilmico pioneers cloud technology, revolutionizing remote operations with AWS

Pilmico Foods Corporation, a powerhouse in the Filipino food and agribusiness industry, has embarked on a groundbreaking digital transformation, becoming the first company in the Philippines to deploy AWS Outposts. The announcement was made at the AWS Cloud Day Philippines 2025 event held at Shangri-La The Fort in Manila. This strategic move is not just […]

Peter Faulhaber, President and CEO of TransUnion Philippines

New report from TransUnion reveals growing trust in credit among Filipinos, with a boost from fintech

The financial landscape of the Philippines is undergoing a quiet but powerful transformation. A new report from TransUnion, a global information and insights company, reveals that Filipinos’ trust in credit is on the rise, driven by a growing embrace of digital finance and a narrowing gap between the banked and unbanked. The findings of the 2025 […]

Rafael Fernandez de Mesa (left), President and CEO of Aboitiz Land, accepting an award at the PropertyGuru Philippines Property Awards 2025 after he was honored as 'Real Estate Personality of the Year'

Aboitiz InfraCapital and Aboitiz Land crowned real estate champs, powerfully paving the way for a digital-first PH

The Philippines’ real estate landscape just got a major shake-up, and at the heart of it are two names that are now synonymous with progress: Aboitiz InfraCapital and Aboitiz Land. The two companies, operating in a powerful synergy, walked away with an impressive eight major awards at the prestigious 13th PropertyGuru Philippines Property Awards, solidifying their position not […]