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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Maya executives pose for a souvenir photo after winning 7 Quill Awards at IABC event

Maya secures 7 Quill Awards, solidifying its position as a fintech marketing powerhouse

In a powerful statement of its impact on the Philippine financial landscape, Maya, the country’s leading fintech ecosystem and digital bank, took home an impressive seven trophies at the 21st Philippine Quill Awards. The prestigious accolades, awarded for excellence in public relations and marketing, recognize Maya’s ability to make banking relevant, aspirational, and an integrated […]

Executives and staff of Payoneer smile for the cameras at a photo shoot during the company's VIP Connect event

Payoneer’s VIP Connect highlights how Filipino talent is revolutionizing global fintech

In the heart of Manila, a quiet revolution is underway, redefining the global fintech landscape. As the world increasingly relies on digital platforms for commerce and services, the Philippines has emerged as a powerhouse of skilled talent, driving a fundamental shift in how businesses operate across borders. At its annual flagship event, VIP Connect, Payoneer (NASDAQ: PAYO), […]

Logo of the BSP on top of a building as the central bank is set to put a stop to digital bank license applications in PH by Dec. 2025

BSP forges a connected, transparent future for PH fintech

In a significant week for the Philippine fintech industry, the Bangko Sentral ng Pilipinas (BSP) has reinforced its commitment to a more innovative, transparent, and globally connected financial system. Two separate but interconnected announcements signal a clear strategic direction: a push for stronger international partnerships and a modernized approach to monetary policy communication, all with […]

Poster showing actress Marian Rivera in bright green collared shirt, holding a stethoscope, as Palawan Group launches 'ProtekTODO': An affordable insurance to combat deadliest illnesses

Palawan Group launches ‘ProtekTODO’: An affordable insurance to combat PH’s deadliest illnesses

What is a life worth? For many Filipinos, the answer isn’t about a number, but about the security and peace of mind that comes from knowing a sudden illness won’t shatter their family’s future. In a significant move to bridge this gap, the Palawan Group of Companies has launched “Palawan ProtekTODO Critical Illness,” an affordable and […]

Two women wearing gloves and aprons, working with what appears to be a dark, muddy mixture to make "Bokashi Balls as part of AXA Philippines' CSR program

The human heart of fintech: How AXA Philippines is redefining CSR from Luzon to Mindanao

In a world increasingly dominated by digital transactions and financial technology, it’s easy to forget the human element that drives it all. But for AXA Philippines, a leader in the nation’s financial and insurance industry, purpose is more than just a tagline — it’s a living, breathing part of their business. This was on full […]

As illustrated in this photo of a female supervisor pointing to the screen as her colleague looks on, the PH's healthcare outsourcing booms while global payments remain a pain point according to Payoneer

PH healthcare outsourcing booms, but global payments remain a pain point — Payoneer

The Philippines is carving out a new role on the world stage, moving beyond its traditional call-center reputation to become a global powerhouse in high-value healthcare outsourcing. With a workforce of over 200,000 remote professionals handling everything from clinical documentation to telehealth,1 the country’s Healthcare Information Management Services (HIMS) sector is booming. But as this industry […]

Close-up view of a person using a tablet during a financial meeting at BSP, with the person's finger touching the screen

PH financial watchdogs unite in 2025 to fortify economy against modern risks

In an era of rapid change and global uncertainty, the Philippines’ top financial regulators are deepening their collaboration to safeguard the nation’s economic stability. The Financial Sector Forum (FSF), [1]a powerful alliance of key government bodies, has just concluded its Fourth Financial Conglomerate Supervisory College, a crucial, months-long program to strengthen oversight of the nation’s largest and […]

With mobile phone in hand, Nicholas Mapa, Metrobank's Chief Economist and Market Strategist, while delivering his speech  

Metrobank chief economist lays out PH’s economic future: trade wars, tariffs, and a resilient services sector

The Philippine economy remains poised for solid growth, buoyed by two powerful domestic engines: robust remittances and a thriving services sector. This was the core message delivered by Metrobank‘s Chief Economist and Market Strategist Nicholas Mapa during his presentation at the CIBI Impact 2025 summit. Hosted by CIBI Information, Inc., the country’s first and only local […]

Xiaomi’s product line up includes a tablet, smart watch, laptop, wearables, and a wide range of smartphones

Xiaomi’s strong Q2 2025 performance signals strategic growth in the Philippines

Xiaomi‘s impressive Q2 2025 results, with revenue reaching RMB116.0 billion (approx. P915.24 billion) and a 75.4% increase in adjusted net profit, demonstrate a robust global strategy with significant implications for the Philippine market.  Xiaomi’s “Human x Car x Home” smart ecosystem The company’s “Human x Car x Home” smart ecosystem is expanding rapidly, fueled by […]

A man working on a laptop with the word "risk" while making a call to show how BSP is trying to fortify the PH economy

BSP unveils new credit tool for SMEs, global rating for stability bolstering PH economy

In a dual thrust aimed at both bolstering domestic entrepreneurship and affirming international confidence, the Bangko Sentral ng Pilipinas (BSP) has launched a groundbreaking credit assessment tool for Small and Medium Enterprises (SMEs) while simultaneously welcoming the affirmation of the Philippines’ robust investment-grade credit rating. These pivotal developments underscore the central bank’s unwavering commitment to […]