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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Black & white photo of an extended family with happy kids to illustrate why a family's digital wealth needs a legacy plan and how AXA Philippines can help

Beyond the app: Why your digital wealth needs a legacy plan and how AXA Philippines can help

According to AXA Philippines, Filipinos must start planning their inheritance today Filipinos today are masters of digital finance. We build our savings, pay our bills, and invest for the future with the tap of a screen. E-wallets and online banking have become essential tools for managing our daily finances and growing our wealth. But when […]

Jan Sysman of Appdome smiles as the company unveils AI-native security platform to help PH fintechs combat cyber threats, mobile fraud

Appdome exec shares how AI-native security can help PH fintechs combat rising cyber threats

The Philippines’ booming fintech industry is facing a new wave of cyber threats as fraudsters deploy artificial intelligence to bypass traditional security measures. Appdome, a global leader in mobile app security, is stepping up to address this challenge with its AI-Native mobile app defense platform, which it says can provide the level of protection financial institutions […]

Canva Philippines led by Maisie Littaua (left) signs a Memorandum of Agreement with the Department of Trade and Industry (DTI)’s Creative Industries Development office

Canva rolls out storefront templates, Shopee partnerships and DTI tie-up ahead of 9.9 sales

With the 9.9 shopping festival fast approaching, Canva Philippines has unveiled a lineup of initiatives designed to help small and medium enterprises (SMEs) sharpen their digital presence, boost online sales, and compete on equal footing with bigger brands. For Filipino entrepreneurs, running a business often means wearing multiple hats—product developer, marketer, accountant, and customer service […]

A woman using Maya on her mobile phone as the fintech firm gets crowned as world’s best digital bank after dominating local awards in PH

Maya on a winning streak, crowned world’s best digital bank after dominating local awards in PH

Filipino fintech leader Maya has been named the “Best Consumer Digital Bank in the Philippines” for the third consecutive year by the prestigious Global Finance Magazine at the World’s Best Digital Bank Awards. The international recognition, which also included the award for “Best Mobile Banking App,” comes hot on the heels of a massive seven-award victory at the 21st Philippine […]

BSP Governor Eli Remolona Jr. strikes a pose outside the central bank after being named among the world’s best central bank chiefs for the 2nd straight year

BSP Governor Remolona named among world’s best central bank chiefs for 2nd straight year

Bangko Sentral ng Pilipinas (BSP) Governor Eli M. Remolona, Jr. has once again earned global recognition, securing an “A-” rating in Global Finance magazine’s prestigious Central Banker Report Cards 2025. The accolade marks the second consecutive year that Remolona has been hailed as one of the world’s best central bank leaders, underscoring his effective stewardship of […]

Logos of Lalamove and the DTI's E-commerce Philippine Trustmark

Lalamove partners with DTI to combat e-commerce fraud, setting new safety standards

Leading delivery platform becomes first major logistics company to earn the government’s “E-Commerce Philippine Trustmark,” protecting 35,000 daily business transactions. The Philippine e-commerce landscape just got significantly safer. In a groundbreaking move that could reshape consumer trust in digital marketplaces, on-demand delivery giant Lalamove has secured the Department of Trade and Industry’s (DTI) coveted E-Commerce […]

Ben Loh, Country Video Lead at Google, while explaining the new approaches they're offering

Revolutionizing brand connections: How AI on Google and YouTube transforms engagement

At a recent industry event, Google and YouTube revealed how they are leveraging AI-powered tools to help brands move beyond fleeting attention and create “unmissable” campaigns that resonate deeply with audiences. The event, titled “Unmissable: New Rules in the AI Era of Media,” showcased how a strategic blend of AI, compelling content, and creator partnerships is redefining […]

The BSP is taking a firm stance on the country’s burgeoning crypto market as illustrated in this generic stock image visually representing cryptocurrency and virtual assets on top of a laptop

Unlicensed crypto firms targeted as BSP extends ban on new licenses

The Bangko Sentral ng Pilipinas (BSP) is taking a firm stance on the country’s burgeoning crypto market, announcing an indefinite extension of its moratorium on granting new licenses for virtual asset service providers (VASPs). The move, approved by the Monetary Board, is a proactive measure to protect consumers and maintain the integrity of the financial […]

Google's "Ask anything" logo in black background as the company's AI-powered search app makes its presence felt in the Philippines' fintech landscape

Google’s AI-powered search and its impact on the Philippines’ fintech landscape

Google’s recent blog post from Robby Stein, VP of Product, Google Search, titled “AI Mode in Search gets new agentic features and expands globally” signals a major evolution in AI Search, moving beyond simple information retrieval to a more “agentic” and personalized experience. This shift, which is now expanding to over 180 countries, including the […]

Google's Sapna Chadha is shown here while presenting the role of 1 in 5 creators to the growth of YouTube Shopping in the Philippines

YouTube Shopping accelerates growth in the Philippines

YouTube is forging a new path in the Philippines, transitioning from a simple entertainment hub to a powerful force in the country’s economy. With the recent launch of YouTube Shopping, the platform is empowering a new wave of creators and brands, showcasing a clear shift toward content-driven commerce. The numbers reveal just how quickly this new ecosystem […]