schedule
calendar_month
cloud Loading weather…
| location_on
cloud_off Weather unavailable

Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Bitget COO Vugar Usi Zade talks about “The Next Billion Minds: Why Blockchain Education Matters More Than Blockchain Itself

Bitget COO Vugar Usi Zade calls for Blockchain Education revolution at TEDx Manila

Blockchain may power the future of finance, but education will determine who gets to shape it. This was the core message of Bitget Chief Operating Officer Vugar Usi Zade’s talk, “The Next Billion Minds: Why Blockchain Education Matters More Than Blockchain Itself,” delivered at TEDx Forbes Park on September 8 at Bonifacio High Street Cinemas in Bonifacio […]

Image of PH flag and a graph showing how cash remittances hitting US$3.2B in July is driving growth in Philippine inflows

Cash remittances hit US$3.2B in July, driving growth in Philippine inflows — BSP data

The Philippine economy continued to benefit from steady inflows of cash sent home by overseas Filipinos (OFs), with remittances reaching US$3.18 billion in July 2025, according to data from the Bangko Sentral ng Pilipinas (BSP). This figure marked a 3 percent increase from the US$3.08 billion recorded in the same month last year. The rise […]

AMD CEO Lisa Su, in blue blazer and near a giant screen, prepares for her talk after being confirmed to deliver the keynote speech at CES 2026

AMD CEO Lisa Su to keynote CES 2026: Tackles cloud, gaming tech, and the bright future of AI

The fintech world is paying close attention to CES 2026, as AMD Chair and CEO Dr. Lisa Su is set to deliver a keynote that promises to highlight how AI-driven high-performance computing is transforming industries — from cloud to enterprise, edge, and gaming devices to the future of financial technology.   The Consumer Technology Association (CTA) confirmed Dr. Su’s keynote for Monday, January 5, […]

FSCC members seated in a long table discuss policies on NBFI regulation and the Philippine economy as a whole

FSCC moves to safeguard economy, tighten oversight of non-bank financial institutions

The Financial Stability Coordination Council (FSCC) is stepping up its oversight of non-bank financial institutions (NBFIs), unveiling plans for an enhanced monitoring framework aimed at safeguarding Philippine financial stability and protecting the broader economy from emerging risks. The move comes as NBFIs — which include investment houses, pawnshops, insurance firms, money service businesses, financing companies, and pre-need companies […]

Image shows coding simulation of a robot head as it appears on a computer screen to highlight result of a Canva survey that says AI-assisted coding going mainstream

Canva survey sees AI-assisted coding going mainstream, but human oversight still remains essential

According to new research from Canva, AI-assisted coding tools are becoming standard practice in software development, but technology leaders are stressing that human oversight remains critical to ensuring quality, security, and accountability. The research, which surveyed 300 technology decision-makers across North America, Europe, and Asia-Pacific, also showed that while adoption is widespread, there is still […]

To show FDI's effects on inflation, we see here an image of the Philippine flag and buildings below

BSP holds steady on policy outlook as inflation cools, FDI slows, and lending rates adjust

The Bangko Sentral ng Pilipinas (BSP) signaled continued confidence in its monetary policy stance as inflation eased further in August, foreign direct investment (FDI) posted moderate inflows, and updated lending rates took effect under its Discount Window Facility (DWF). Inflation seen below target in 2025, but risks remain In a statement this week, the BSP […]

Photo shows this year's James Dyson Award winner John Carlo Luna Reyes (left, for SolAsin), ≈ together with other finalists Jo Jane Nalam, Guendolyn Almonte, Sandrew Rogel Eya (Lambooply), and John Joseph Banticil and Jayvimar Sumagang (Chillwise) after presenting their inventions

Young student inventors shine at 2025 James Dyson Award with tech-driven solutions for local problems

A wave of homegrown innovation is taking center stage in this year’s James Dyson Award as Filipino student inventors unveil powerful, tech-enabled solutions to some of the country’s most pressing challenges — from reviving the salt industry, creating sustainable construction materials using bamboo, to cooling homes without electricity. Photo shows John Carlo Luna Reyes (left, national round […]

A stylized, futuristic image showing logo of Bitget and Morph Foundation as the top Web3 currency transfers 440M BGB to Morph Foundation

Bitget transfers 440M BGB to Morph Foundation in major move to power Web3 payments in PH

In a game-changing development for the Philippine crypto landscape, Bitget, a global leader in cryptocurrency exchange and Web3 innovation, has recently announced the transfer of 440 million BGB tokens — its native utility token — to the Morph Foundation. The move marks a significant leap forward in transforming BGB into a core asset for next-generation […]

A stack of coins with a line graph above is used to illustrate that the economy showed mixed signals

PH economy shows mixed signals in August: Stronger reserves, rising liquidity and a slight uptick in inflation

The Philippine economy displayed a blend of resilience and cautionary signs in recent months, as key financial indicators revealed growth in domestic liquidity, stronger foreign reserves, and a modest rise in inflation. Taken together, these data points suggest a stable yet closely monitored environment, with the Bangko Sentral ng Pilipinas (BSP) reaffirming its commitment to […]

Prep Palacios, Google Philippines' new Country Manager, strikes a pose behind a huge, light green statue of a robot  

Tech industry veteran Prep Palacios takes helm at Google PH, signals deeper push into digital economy

In a significant move underscoring the Philippines’ growing importance in the global tech landscape, Google today announced the appointment of tech industry veteran Prep Palacios as its new Country Manager.  The appointment comes at a critical juncture as businesses across the archipelago, from fintech startups to established banks, are racing to integrate artificial intelligence and […]