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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Poster showing Macau Pass and its new e-wallet partners in Asia

MPay receives the green light to cooperate with GCash in PH and other e-wallets in Asia

Macau Pass payments (MPay) has just been officially approved to provide acquiring services to Alipay+ from its market-leading e-wallet partners based in the Philippines, Malaysia, and Thailand. This means that in addition to Alipay, AlipayHK, WeChat Pay, Simple Pay, and other e-wallets launched by other banks in Macau, Macau Pass payment devices can now also […]

People lining up outside a bank's ATM

5 Philippine banks secure stable outlook ratings, get positive updates from credit rating agency

Some of the Philippines’ largest banks in terms of assets — Banco De Oro (BDO Unibank Inc.), Bank of the Philippine Islands (BPI), and Metropolitan Bank & Trust Co. (Metrobank) — had their Fitch Ratings credit outlooks changed recently from negative to stable, echoing a similar change in the country’s sovereign rating. IMAGE CREDIT: www.alamy.com […]

TESDA Director General Danilo P. Cruz together with BSP Governor Felipe M. Medalla, and BDOF President Mario A. Deriquito

BSP signs MOA with TESDA and BDO Foundation; over 4M Tech-Voc learners expected to benefit

The Bangko Sentral ng Pilipinas (BSP) has signed a memorandum of agreement (MOA) with the Technical Education and Skills Development Authority (TESDA), and BDO Foundation on the development of a free online course on personal finance. In a media advisory, the BSP said that the agreement with TESDA and BDO Foundation aims to boost the […]

Illustration showing models of AWS generative AI

Reinventing your customers’ business with generative AI on AWS

by Ruba Borno, Vice President, WW Channels & Alliances – AWS We are on the cusp of an exciting transformation, driven by innovations in machine learning (ML) technologies, that have the potential to reinvent customer experiences, create new applications never seen before, and drive our customers to new heights of productivity. The market impact is […]

Women farmers in Nueva Ecija receive a check from PLDT

SMEs and women farmers in Nueva Ecija receive support from PLDT’s ‘Buy Local’ program

SMEs and women farmers from General Tinio, Nueva Ecija recently received capital assistance from PLDT and its wireless unit, Smart Communications, Inc. (Smart), through its ‘Buy Local’ program. Women farmers in Nueva Ecija receive a check from PLDT and SMART (IMAGE CREDIT: prstation.ph) Sustainability funding equivalent to P160,000 was provided to Nueva Ecija SMEs and […]

The vivo V27 smartphone model

It’s here! #TheAuraPortraitMaster vivo V27 5G lets you flaunt your best aura for only P24,999

Gather all your artsy friends and schedule a photo walk in the city or backyard photoshoot with the #TheAuraPortraitMaster vivo V27, the latest premium smartphone from vivo. Starting April 11, the vivo V27 5G may now be purchased for only P24,999! Arm yourself with vivo’s latest offering as you dive into the magical world of […]

Woman's face used as key visual for vivo Y16 (Price Drop Promo)

vivo Y16 made much more affordable with a P1,000 price cut – now available for only P6,999!

vivo fans can now make and keep more priceless memories with the recent P1,000 price drop for the vivo Y16! Now available for only P6,999, the 4GB+4GB extended RAM and 64GB ROM smartphone variant is made more accessible for fans who want to experience the premium and trendy vivo Y16. The vivo Y16 has an […]

Technology trends to look out for among small businesses

Digital technology trends to look out for among SMEs in PH

by Jan Michael Carpo, Reporter Aside from the pandemic, the year 2020 has also brought about several significant changes in how individuals and organizations view digital technology. In the Philippines, we can now gauge the popularity of remote work and the growing use of digital wallets among Filipinos. According to a report from the World […]

Mining pools server

Mining pools and their impact on cryptocurrency

by Jan Michael Carpo, Reporter Did you know that mining for cryptocurrencies is taking place in centralized mining pools and that it now comes with a significant amount of financial commitment rather than being a dispersed operation among individual computers? Although mining pools are not necessarily negative for cryptocurrencies, what I don’t dig is the […]

College students and crypto

One in five college students used loans to invest in cryptocurrencies — Student Loan Report

by Jan Michael Carpo, Reporter Some college students believe that investing in cryptocurrency is a better use for their student loan funds than regular purchases like clothes and other necessities. In a study conducted by The Student Loan Report, it was found that more than one-fifth of university students with student loan debt would rather […]