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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Two hands holding a mobile phone and taking pictures at AWS Summit NY

AWS announces new generative AI innovations and digital skills offerings

New fellowship for climate tech startups also tackled at AWS Summit in New York Amazon Web Services (AWS) recently hosted its annual AWS Summit in New York, which featured a keynote presentation from Swami Sivasubramanian, AWS’s Vice President of Database, Analytics, and ML, where he made some of the year’s biggest announcements in generative AI […]

The BSP's Coin Deposit Machines or CoDMs

Coin deposit machines gain traction, reaching over P18.8M deposits since launch in June

The Bangko Sentral ng Pilipinas (BSP)’s Coin Deposit Machines (CoDMs) have started to gain traction, with a number of Filipinos heeding the central bank’s call to address the artificial coin shortage in certain areas of the country by depositing their idle coins in these machines. As of July 31, 2023, the BSP reported that the […]

A lab technician from SCG checking out petrochemical products

SCG announces Q2/2023 results with recovery and readiness amidst a volatile global economy

SCG’s Q2/2023 operating results have seen a business recovery due to swift adjustments to operational plans amid a slowing ASEAN and Chinese economy. SCG Cleanergy delivers end-to-end clean electricity services to the community SCG is primed to seize opportunities from global market recovery, focusing on the following business strategies that address global mega-trends: In a […]

Facade shot of RCBC's office building in Makati (with logo)

RCBC completes transaction with Japanese banking giant, gains P27 billion in capital infusion 

To increase its funding source, the Yuchengco-led Rizal Commercial Banking Corp. (RCBC) recently concluded the sale of its shares to Japanese banking giant Sumitomo Mitsui Banking Corp. (SMBC). In a disclosure made to the Philippine Stock Exchange (PSE) earlier this week, RCBC announced the completion of the sale of an additional 15.01% interest to the […]

Collage of photos taken during the 1st Digital Pilipinas Festival

GFI joins forces with Digital Pilipinas, appoints its convenor as Honorary Global Lead

Digital Pilipinas, the largest private sector-led movement for creating an innovation and technology ecosystem in the Philippines that is actively engaged in a global digital economy, has recently joined forces with the Global FinTech Institute (GFI). Through this partnership, Digital Pilipinas and GFI have committed to jointly launch initiatives that are aimed at building expertise […]

Smiling children who are under the government's 4Ps program

DOE urges 4Ps beneficiaries to avail of the gov’t’s “electricity lifeline program”

Are you one of those now facing problems as to where to get money to pay for your high electricity bills? If you are a member of a household whose economic condition is equal to or below the provincial poverty threshold, then this announcement is for you! IMAGE CREDIT: www.officialgazette.gov.ph The Department of Energy (DOE) […]

Two mobile phones, one showing the TikTok logo and the other, Twitter

TikTok announces new text format-only feature as alternative to ‘X’ (formerly known as Twitter)

TikTok, a social media site that is popular for its addictive video content, announced recently that it is now allowing “text-only submissions,” thus making it the newest tech behemoth to provide an alternative to Twitter. The move comes as a pleasant surprise for social media fanatics, as it comes right on the heels of a […]

Executives from Digital Pilipinas led by Amor Maclang and TG Limcaoco of BPI are shown together with representatives from key government institutions in PH

BPI’s ‘TrustTech Movement’ with Digital Pilipinas launched, receives strong government support

Based on the latest update from the Cybercrime Investigation and Coordinating Center (CICC), more than 6,200 cybercrime cases have already hit several businesses in the country in the first half of this year alone. The report also states that in the last ten years, cybercrime incidents have continued to evolve, both in manner of commission and in the […]

Ken Haig, Head of Energy Policy Asia Pacific and Japan at Amazon Web Services

AWS commits to helping APAC companies with sustainability goals

Amazon Web Service (AWS) today announced that it is committed to helping companies across the Asia-Pacific region (including Japan) achieve their sustainability goals. In a virtual press conference, AWS — the cloud computing arm of technology behemoth Amazon — also outlined three key sustainability concepts including sustainability of the cloud; sustainability in the cloud; and […]

Members of the Permanent Mission of the Philippines to ASEAN and Digital Pilipinas join hands to signify their partnership

Philippines: Building a Digital Bridgeway to ASEAN and to the World

PH revolutionizes connectivity through active public-private collaboration, bridging ASEAN, and extending its reach worldwide As the ASEAN alliance focuses on digitally integrating its economy and society through its Digital Master Plan 2025, the terms “interoperability” and “integration” have again emerged as the top agenda. This was revealed during a media briefing held recently dubbed, “The […]