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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Three credit cards with the Mastercard logo

BSP maintains transaction caps for credit cards

To encourage more people to borrow money from banks and boost spending in a Philippine economy that’s heavily dependent on consumption, the Bangko Sentral ng Pilipinas (BSP) has announced recently that it will maintain the present restriction on credit card fees. This means that the cardholder’s maximum interest rate or finance charge will continue to […]

Magic Quadrant for Cloud AI Developer Services

Alibaba Cloud named a challenger in Gartner® Magic Quadrant™ for Cloud AI developer services for a second consecutive year

Alibaba Cloud is recognized for its completeness of vision and ability to execute. Alibaba Cloud, the digital technology and intelligence backbone of Alibaba Group, has been named a Challenger in this year’s Gartner® Magic Quadrant™ for Cloud AI Developer Services (CAIDS) for the second consecutive year. In the Gartner Critical Capabilities for Cloud AI Developer […]

A poster showing a man and a woman about to take out a loan from Tala

TALA bares commitment to improving lending practices in PH, and serving the ‘underserved’

Taking out a cash loan in the Philippines is always easy — at least for those who have collateral and the various requirements needed to be able to borrow from a bank and other formal lending institutions. But for people who neither have the documents (like a bank account, proof of payment, and residency) nor […]

Leaders from the InsureTech and HealthTech industries join Amor Maclang of Digital Pilipinas in a roundtable discussion

Digital Pilipinas roundtable tackles sustainability and innovations in InsurTech, HealthTech sectors

Digital Pilipinas, the largest private sector-led movement for creating an innovation and technology ecosystem in the country that is now actively engaged in a global digital economy, recently organized a roundtable discussion on sustainability in the face of innovations in the Insurtech and HealthTech fronts. Joining the discussion were industry leaders and key stakeholders from […]

Facade shot of RCBC building

Loans to consumers and SMEs help prop RCBC’s income by 84% in the first half of the year

Rizal Commercial Banking Corp. (RCBC) announced recently that it achieved double-digit growth in the first 6 months of this year, with the company’s net income rising by 84% on the strength of significant loan growth across all segments. In a filing to the Philippine Stock Exchange (PSE), RCBC shared that its net income increased by […]

Executives from KPMG and Digital Pilipinas gather at the KPMG Innovation Summit 2023

KPMG Innovation Summit launches gov’t center to aid agencies in their digitalization strategies

Digital Pilipinas and industry leaders cite the impact of positive disruption In support of the government’s goal of speeding up the adoption of digitalization and financial inclusion in the country, KPMG, a global professional services company that offers audit, tax, advisory services, and digital and technology consulting, recently launched a new center aimed at putting […]

Fintech-themed background showing a woman using a tablet computer

Filipino-led startup Plentina unveils the first-ever robo-advisor investment platform in PH

The global landscape is constantly evolving when it comes to consumer behavior and expectations. Nowadays, digital access to products and services is no longer simply a matter of convenience — it has already become a standard requirement for discerning consumers! In response to customers clamoring for user-first digital financial services, fintech firms like Plentina, a […]

Logitech PRO X 2 Lightspeed Wireless headset

Logitech Unveils the Pro X 2 LIGHTSPEED Wireless Headset: A Game-Changer for Gamers

In a groundbreaking move that is set to redefine the gaming audio experience, Logitech has officially launched the Pro X 2 LIGHTSPEED Wireless Headset. Building upon the success of its predecessor, the Pro X Wireless Headset, the Pro X 2 LIGHTSPEED aims to elevate gaming audio to new heights, combining cutting-edge technology with Logitech’s commitment […]

BSP Governor Eli M. Remolona, Jr. together with Monetary Board Member (MBM) Anita Linda R. Aquino, Finance Secretary Benjamin E. Diokno, and MBM V. Bruce J. Tolentino

BSP says PH can now look forward to a strong economy, cites gains in banking sector reforms

Bangko Sentral ng Pilipinas (BSP) Governor Eli Remolona Jr. announced recently that the Philippines can now look forward to a strong and inclusive economy with a supportive and liquid banking sector, lower inflation, and digitalization accelerating financial inclusion. In a speech delivered at the central bank’s Manila office to celebrate the BSP’s 30th anniversary, the […]

Top executives of Etiqa Philippines after receiving the Insurtech Initiative of the Year award

Etiqa Philippines’ gadget insurance is recognized anew at the Insurance Asia Awards 2023

Etiqa’s gadget insurance provides a ‘much-needed service’ for mobile-dependent Filipinos Etiqa Philippines’ innovative gadget insurance has once again proven its excellence after being hailed as “Insurtech Initiative of the Year” at the just-concluded Insurance Asia Awards 2023. Photo shows (from left) top executives of Etiqa Philippines Gladys Pascual, Head of Strategy and Transformation; Rico Bautista, […]