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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Mandaue City Mayor Jonas Cortes together with executives from BSP and the DILG during the launch of Paleng QR PH Plus in Mandaue

Mandaue City joins BSP’s payments digitalization campaign, launches Paleng-QR Ph Plus program

The City of Mandaue recently joined other cities and provinces throughout the country in supporting the Bangko Sentral ng Pilipinas (BSP)’s payment digitalization campaign after launching the Paleng-QR Ph Plus program at the Mandaue City Public Market.  The program launch, which aims to promote digital payments in markets, public transport, and other key establishments, was […]

A man's hand touching a button with the anti-money laundering symbol

FIU EAST ASIA takes an active role in combating financial crimes and terrorism

Financial Intelligence Unit (FIU) East Asia, now more fully integrated with the intelligence community Now more fully integrated with the intelligence community, the Financial Intelligence Unit (FIU) in East Asia has announced recently that it will soon be refocusing its efforts on preventing financial crimes and terrorism in the region. It has also equipped itself […]

3 sets of Logitech MX Anywhere 3S wireless mouse

Logitech MX Anywhere 3S: A “travel mouse” that helps unleash your productivity on the go

Works on any surface including glass, for up to 70 days of power on a full charge. In today’s age of miniaturization and mobility – wherein every gadget must be made smaller but meet the demand for more speed, efficiency, power, less weight, and better mobility – one new office accessory is bound to make […]

The BSP office in Manila, view from the Manila Yacht Club

BSP ushers in a new era of digital innovation on its 30th year

​In its 30th year, the Bangko Sentral ng Pilipinas (BSP) has reaffirmed its commitment to adopt global central banking standards and transition to a digital financial system while promoting price stability, financial stability, and an efficient payments and settlements system in the country. Over the years, subsequent amendments to Republic Act (RA) No. 7653 or the […]

Logitech MX Keys S keyboard

Logitech MX Keys S redefines convenience with its one-touch control and Smart Actions feature

Logitech has just introduced the latest addition to its premium Master Series – the MX Keys S wireless keyboard – which has been designed for effortless convenience and comfort targeting software developers, and creative professionals. With the inclusion of Smart Actions, a new feature in the Logi Options+, the new product helps you to achieve […]

A man inside the PSE's trading floor

Philippine stock market falls into the red, defies rising trend in the region

by Jan Michael Carpo, Reporter Yesterday, the Philippine stock market defied the upward trend in the region by falling further into the red due to significant foreign selling and worries over the health of China’s economy. At 6,212.39, the benchmark Philippine Stock Exchange (PSE) Composite index closed out with a loss of 77.88 points, or […]

Facade shot of BDP's office in Makati

DBP announces completion of P1-billion interest rate subsidy disbursement to LGUs

A top official of the Development Bank of the Philippines (DBP) announced recently that the state-owned bank has already completed disbursement of funds under the P1-billion interest rate subsidy program of the government, which covers local government units (LGUs), in the implementation of their respective COVID-19 response and recovery interventions.  Facade shot of the DBP office […]

BSP Deputy Governor Francisco G. Dakila Jr. together with the country's economic managers during a panel discussion on “A Fast-Growing and Forward-Looking Economy” held in Cebu

BSP cites gov’t efforts to strengthen rural banks at latest PH Economic Briefing in Cebu

“The Bangko Sentral ng Pilipinas (BSP) will continue to strengthen rural banks (RBs), which promote countryside development, by financing productive activities and supporting inclusive economic growth.” BSP Deputy Governor (DG) Francisco G. Dakila Jr. made this announcement during the Post-State of the Nation Address (SONA) Philippine Economic Briefing (PEB) held in Cebu City last August […]

A poster showing AMD's ai Outlook based on its latest survey

IT leaders optimistic on how AI can transform their business, ramping up investments — AMD study

Nearly 7 in 10 IT leaders believe AI-enabled technologies will make teams more efficient, but 52% say their organizations don’t have the needed IT infrastructure yet. AMD (NASDAQ: AMD) has released the findings of a new survey of global IT leaders, which found that 3 in 4 IT leaders are optimistic about the potential benefits of […]

A woman holding a wad of Philippine money as Tala pushes for deeper digital financial inclusion beyond access for Filipinos, global majority

Tala shares tips on how to avoid being victimized by online lending scams and illegal lenders

Online lending scams have become a prevalent issue in the Philippines and are regarded as one of the fastest-growing organized crimes not just in the country but also all over the world. The modus operandi also comes in various forms — from advance fee scams (paying an upfront fee or deposit), phishing, and identity theft, […]