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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Map of the Philippines amid tall buildings as the BSP reports a stable economy thanks to growing foreign direct investment

BSP: Foreign direct investment fuel growth as PH strengthens financial position in mid-2025

The Philippines’ external position continues to reflect growing investor confidence and stronger financial linkages with the rest of the world, as the country posted higher levels of both foreign direct investments (FDI) and overall foreign financial assets in mid-2025 — a sign that the economy remains resilient amid shifting global conditions. Latest data from the Bangko […]

Poster announcing Coins.ph slashing USDT/PHP spread to historic low, empowering high-volume crypto traders

Coins.ph slashes USDT/PHP spread to historic low, empowering high-volume crypto traders

Digital asset exchange Coins.ph has rolled out a new trading promotion aimed at professional and institutional investors, cutting its USDT/PHP spread to a record low of 0.03% through its over-the-counter platform, Coins.ph TradeDesk. The promotion, which runs from October 15 to December 15, 2025, marks the narrowest bid-ask spread ever offered on the platform. The reduced rate is expected to lower […]

A husband and wife looking out from their terrace as Town Center at Seafront Residences ushers in a new era for coastal commerce

Smart investment: Town Center at Seafront Residences ushers in a new era for coastal commerce

Known for its tranquil beaches and laid-back charm, San Juan, Batangas is fast evolving from a favorite weekend escape into one of the country’s most exciting investment frontiers. With record tourist arrivals, thriving local enterprise, and an expanding community at Seafront Residences, the town is now set to redefine coastal living — powered by innovation, connectivity, […]

Illustration showing GenAI use in creating threats to illustrate why cybersecurity is the next big business imperative in PH

AI and cybercrime: Why cybersecurity is the next big business imperative in the Philippines

Artificial intelligence may be driving the future of work — but it’s also arming cybercriminals with smarter, stealthier tools. As the Philippines marks Cybersecurity Awareness Month this October, technology experts are warning that cyberattacks are becoming harder to detect and more damaging to businesses and individuals alike. In 2024 alone, the Cybercrime Investigation and Coordinating Center (CICC) logged over 10,000 […]

Poster announcing the Philippine Tech Expo 2025, which is set to spotlight AI, fintech, and the future of digital innovation

Philippine Tech Expo 2025 to spotlight AI, fintech, and the future of digital innovation

The future of business, technology, and finance is set to converge under one roof as the Philippine Business Conference & Expo (PBC&E) returns on October 20 to 21, 2025, at the SMX Convention Center Manila — this time with its first-ever Tech Expo, a free event designed to showcase the next wave of innovation shaping how Filipinos live, work, and pay. […]

A person holding a green Wise card to help beat hidden ATM fees abroad

Budget-smart Pinoy travelers turn to Wise to beat hidden ATM fees abroad

Filipinos are known for being “budgetarians” — practical travelers who plan trips months in advance, hunt for seat sales, and map out every pasalubong stop to make the most of every peso. But while most have mastered the art of saving on airfare and hotel deals, one sneaky travel expense still slips through the cracks: ATM and currency conversion […]

Photo shows AXA International Markets CEO Hassan El-Shabrawishi, AXA Philippines CEO Ayman Kandil, and AXA Group CEO Thomas Buberl

AXA sees PH as emerging fintech-insurance hub, reaffirms long-term commitment

The Philippines’ growing role in the convergence of insurance and financial technology has drawn renewed attention from global insurer AXA Group, which reaffirmed its long-term commitment to the country as a strategic growth and innovation market. “The Philippines plays an important role in our vision for inclusive and future-ready protection solutions,” said Thomas Buberl, AXA Group Chief […]

Image of P1,000 peso bills and a graph as the BSP cuts rates as foreign reserves climb to US$108.8-B, signaling policy flexibility

BSP cuts rates as foreign reserves climb to US$108.8-B, signaling policy flexibility and external strength

The Bangko Sentral ng Pilipinas (BSP) delivered a one-two punch of reassurance for the economy this week, reporting a stronger external position even as it loosened monetary policy to support domestic growth. The country’s gross international reserves (GIR) climbed to US$108.8 billion as of end-September 2025, up from US$107.1 billion in August, according to preliminary data released by the […]

Poster showing colorful art works made using Canva as the company launches global world tour to empower over 1 million creators, businesses, and educators

Canva launches global world tour to empower over 1 million creators, businesses, and educators

Design and technology are converging in a new way, as Canva, the world’s leading visual communication platform with over 240 million monthly users, embarks on an unprecedented global learning movement — the Canva World Tour. Spanning five continents, 31 countries, and 40 cities, this month-long initiative aims to train one million people in the next wave of design and digital collaboration skills, offering 250+ […]

GCash was the first-ever and only PH representative that won at the YouTube awards' regional level, bagging the Masters of Media Award with GSafeTayo: Entertainingly Serious

YouTube cements status as the new TV, delivering over 3.8x better ROI than television

In a dramatic shift in the Philippines’ media and advertising landscape, YouTube has solidified its position as the undisputed “new TV,” driving unprecedented reach into the country’s most remote areas and delivering a return on investment that significantly outperforms both traditional television and competing digital platforms. For businesses, particularly in the competitive fintech space, the […]