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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Poster of a mobile phone with an app showing how Alibaba Cloud's sustainability web application can help Asian Games participants adopt low-carbon behaviors

Sustainability web application and virtual sign language interpreter launched at Asian Games

Alibaba Cloud’s AI-powered tools to make the first Asian Games on the cloud more sustainable and inclusive To promote the sustainability and inclusiveness of the Asian Games and the Asian Para Games in Hangzhou, Alibaba Cloud, the digital technology and intelligence backbone of Alibaba Group, has recently launched a sustainability web application for athletes, journalists, […]

Inside the newly-opened Baker J Café at BGC

F(DEV) drives seamless operations with advanced eProcurement solution for a new F&B in BGC

Baker J redefines the pastry and coffee shop experience by infusing delectable and creative flavors. It is reminiscent of casual and comfortable Parisian cafés — brimming with life and great food. The newly-opened Baker J Café at BGC makes use of innovation not seen on shelves Since its successful operations in Chroma Hospitality’s brand of […]

A female bank teller from UnionBank with a customer while using Red Hat OpenShift Service to service her needs

UnionBank chooses Red Hat OpenShift service on AWS to increase innovation and speed to market

Red Hat, Inc., the world’s leading provider of open-source solutions, announced recently that the Philippines’ UnionBank is using Red Hat OpenShift Service on Amazon Web Services (AWS) to accelerate the migration of its mission-critical workloads from on-premises environments to AWS, the world’s most comprehensive and broadly adopted cloud. Using the agility of the cloud to […]

Poster of an upcoming Atome podcast featuring Jerome Eger and Xavier Peh

Atome BNPL’s Xavier Peh to discuss fintech, AI, and financial inclusion in the Smile API podcast

Hosted by Smile’s CEO Jerome Eger, the Smile API Podcast has just announced a new episode (Episode 6) that would feature Xavier Peh, a seasoned professional with over a decade of experience in regional payments, technology, and financial services. Xavier Peh’s career spans reputable companies such as Visa, Grab, Binance, and his current position as a key member […]

Bird's eye view of high-rise buildings in the country's business district

World Bank says exports of digital services could aid in the economic growth of the Philippines

According to the World Bank, encouraging the expansion of digital service exports can aid the Philippines in overcoming its development issues. IMAGE CREDIT: https://www.worldbank.org/ The Philippines and other developing economies face future problems and global uncertainties. They will be well-positioned to handle these issues if they export digital services, according to Souleymane Coulibaly, Chief Country […]

BSP Governor Eli Remolona Jr. together with executives of CDA at a MOA-signing ceremony

BSP and CDA sign agreement on cooperative oversight

The Bangko Sentral ng Pilipinas (BSP) and the Cooperative Development Authority (CDA) recently signed a Memorandum of Agreement (MOA) on the collaborative oversight and supervision of cooperatives that are electronic money issuers and operators of payment systems, including those that deploy ATMs.  The CDA is mandated by law to promote the viability and growth of cooperatives […]

Amor Maclang of Digital Pilipinas together with executives from DICT, Google, Meta and YouTube during a media forum to celebrate Cybersecurity Month

Google, TikTok, and Meta unite with DICT, Digital Pilipinas to better address cybersecurity threats

With online scams and cybercrimes tripling in number from January to June this year, the Department of Information and Communications Technology (DICT) recently received a shot in the arm as it welcomed new allies in its intensified efforts against cybersecurity threats. At a recent media forum organized by the DICT in partnership with Digital Pilipinas, […]

Birds eye view of Landbank of the Philippines office

LANDBANK posts highest P31.85-billion net income in Q3, records 24% increase Year-on-Year

The Land Bank of the Philippines (LANDBANK) posted a net income of P31.85 billion in the first nine months of the year, the highest ever for the bank since it first breached the P30 billion mark at the end of 2022. The P31.85 billion profit is also a significant expansion (a 24% increase) from the […]

A man and a woman looking at their mobile phone together

Tala celebrates 6 years of empowering Filipinos through responsible lending

Tala, the world’s leading digital lender for the unbanked, today celebrates its 6th anniversary in the Philippines. Over the past six years in the Philippines, the company has served millions of Filipinos, allowing them to gain access to much-needed credit and improving their lives. Tala marks its 6th year in the Philippines while reaffirming its […]

Shell executives together with participants at the Shell LiveWIRE Final Pitch Day

Shell LiveWIRE 2023 winners celebrate the future of Philippine businesses

The Philippines is home to a vibrant startup scene, with new businesses and MSMEs emerging every day. Shell LiveWIRE supports the continuous growth in the local business landscape by strengthening the country’s economy, as well as by promoting entrepreneurship, innovation, and meaningful employment. Shell executives together with participants at the Shell LiveWIRE Final Pitch Day […]