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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Facade shot of Fitch Ratings' building

Fitch affirms PH’s ‘BBB’ credit rating and ‘Stable’ outlook

​Fitch Ratings has affirmed the Philippines’ “BBB” credit rating, which is a notch above the minimum investment grade, and has kept the outlook on the rating at “stable.” Since December 2017, the Philippines has maintained a “BBB” credit rating from Fitch. The agency revised its outlook on the rating from “negative” to “stable” on 22 […]

Poster for the Caltex Linggo-Linggo Gadget Panalo promo

Caltex to give away the latest smartphones and MacBooks weekly in its latest promo

Caltex, marketed by Chevron Philippines Inc. (CPI), is giving its customers an early Christmas treat with the “Caltex Linggo Linggo Gadget Panalo Promo.” As part of the promo, exciting prizes such as iPhones, iPads, Samsung phones, Galaxy Tabs, and MacBooks will be raffled off every week. Six (6) lucky winners will get a chance to […]

A person holding a mobile phone while reading a printed copy with chart

Building engaged communities for a thriving business

Businesses often seek innovative strategies to connect with their target audience, build brand loyalty, and ultimately, drive sales. Local community engagement, which involves actively participating in and contributing to the communities where a business operates, has long been an effective strategy toward this end.  Identifying communities may vary depending on who your business is targeting […]

Close-up shot of AMD's 3rd EPYC CPU line up for mainstream apps

AMD extends 3rd Gen EPYC CPU lineup to deliver new levels of value for mainstream apps

AMD strengthens compelling 3rd Gen EPYC CPU portfolio delivering performance and energy efficiency for servers supporting essential business infrastructure. AMD (NASDAQ: AMD) today announced the extension of its 3rd Gen AMD EPYC processor family with six new offerings providing a robust suite of data center CPUs to meet the needs of general IT and mainstream computing for businesses seeking […]

Amor Maclang, convenor of Digital Pilipinas, together with partners during the kick-off program for media partners and co-convenors at SMX Aura

Digital Pilipinas Festival 2 and the inaugural Festival of Festivals kick-off program held

Voice of Digital Pilipinas – Digital Bayanihan Awards launched to highlight PH tech excellence As a precursor to the second installment of the Digital Pilipinas Festival and the inaugural Festival of Festivals, an exclusive kick-off program took place today together with the media partners and co-convenors of Digital Pilipinas, the largest private sector-led movement for […]

Poster showing details of Logitech's 11.11 sale offer at Lazada

Grab thrilling tech treasures at Logitech’s Terrific 11.11 gaming goldmine

Up to 40% off with vouchers + Free shipping + Sodexo + Cashback Get ready to level up your gaming experience with Logitech’s epic special sale! On November 11, Logitech is bringing the gaming world to your doorstep with exclusive deals that you can’t afford to miss. Whether you’re a seasoned pro or just starting your […]

Jingren Zhou of Alibaba Cloud speaking during the Apsara Conference

Alibaba Cloud showcases its leading AI initiatives at the Apsara Conference

Alibaba Cloud, the digital technology and intelligence backbone of Alibaba Group, showcased an array of industry-specific AI models at its annual flagship tech event Apsara Conference. These advancements are built upon Tongyi Qianwen, the company’s proprietary foundation model, and are designed to streamline business operations and enhance user experiences. Additionally, the cloud pioneer unveiled a […]

Janna De Guzman (President and Co-Founder, Bridge Access), David Bonifacio (CEO, Bridge Southeast Asia), Manish Bhai (Founder and CEO, UNO Digital Bank), and Kalidas Ghose (Chairman, UNO Digital Bank)

UNO Digital Bank and Bridge Access, join forces to help drive intelligent (financial) inclusion

A recent survey shows that 68% of the younger workforce, the Gen Zs, believe access to credit is more important than ever for people to achieve their financial goals. However, lack of access to safe and affordable loans, combined with low financial literacy on how to maximize credit, are significant obstacles for Filipinos who want […]

People going in and out of BPI's physical office

BPI’s 9-month profit increases to PhP38.6 billion after a robust Q3

After a solid third quarter, the earnings of the Bank of the Philippine Islands (BPI) increased from P30.5 billion in the previous year to P38.6 billion (an increase of a little over 26%) from January to September this year. IMAGE CREDIT: www.bpi.com.ph BPI Chief Financial Officer Eric Luchangco said that the bank’s nine-month net income […]