Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

calendar_today October 21, 2025 schedule 5 min read

AMD and OpenAI forge multi-billion-dollar alliance to power the next wave of AI innovation

In a landmark move signaling the intensifying race for AI compute dominance, AMD and OpenAI have announced a strategic partnership to deploy up to six gigawatts of AMD Instinct GPUs — a massive multi-year, multi-generation collaboration aimed at building the backbone of OpenAI’s next-generation artificial intelligence infrastructure. The first phase, involving the deployment of 1 gigawatt of AMD’s new Instinct […]

New Tech

calendar_today October 20, 2025 schedule 4 min read

BSP’s Islamic banking advocate Arifa Ala named woman influencer in finance

Bangko Sentral ng Pilipinas (BSP) Senior Assistant Governor Atty. Arifa A. Ala, the country’s foremost champion for Islamic banking, has been named “Woman Influencer in Financial Services Industry” by the World Financial Innovation Series (WFIS)1 during its 2025 awards ceremony held on September 24 in Pasay City. Atty. Ala, who serves as the BSP’s lead advocate for Islamic banking and finance,2 […]

Banking and Finance

A man using Maya's new username login security features as Maya strengthens its customer-driven security with ISO recertification

calendar_today October 20, 2025 schedule 4 min read

Maya strengthens customer-driven security with ISO recertification

As digital threats become more sophisticated, Maya Philippines Inc. and Maya Bank Inc. are reaffirming their commitment to customer protection by renewing their certifications from the International Organization for Standardization (ISO) — a move that underscores the company’s leadership in financial data security and privacy. The two entities, which power Maya’s payments and banking services, have successfully maintained ISO 27001 for information security […]

Cybersecurity

A man using a touch screen PC with the words "fraud prevention" as CIBI sees data sharing seen as key to strengthening fraud defense in the Philippines

calendar_today October 20, 2025 schedule 4 min read

CIBI sees data sharing as key to strengthening fraud defense in the Philippines

Cyber fraud has evolved into an arms race that no single institution can win alone. CIBI Information Inc. is calling for a shift from isolated defenses to a shared data ecosystem, as cyberattacks drained an estimated ₱5.82 billion from Philippine financial institutions in 2024, according to the Bangko Sentral ng Pilipinas (BSP). The surge underscores […]

News

Black & white image of a hand and a Maya Black Express card with some text about the new credit card

calendar_today October 17, 2025 schedule 4 min read

Maya expands credit access with deposit-backed card, redefining how Filipinos build financial trust

Maya, the country’s leading all-in-one finance app and top-ranked digital bank, is reshaping how Filipinos enter the formal credit system through a new deposit-backed model that makes responsible credit more accessible to everyday consumers. In a market where only around 15% of Filipino adults own a credit card, Maya’s innovation is providing an alternative path for […]

Payment

Image of the Bitget Wallet, a new crypto card from Bitget

calendar_today October 17, 2025 schedule 4 min read

Bitget Wallet expands to APAC with new crypto card, bridging digital assets, everyday spending

The border between crypto and everyday finance is getting thinner. Bitget Wallet, one of the world’s leading non-custodial digital wallets, has officially launched its Bitget Wallet Card in selected Asia-Pacific markets, marking a significant step in bringing cryptocurrency spending closer to daily life. The new card links users’ self-custodied crypto assets directly to the Mastercard network, which spans over 150 […]

Crypto

Photo of BSP execs as VRO OBSAC 2025 held appreciation ceremonies for its head office, as well as South Luzon, Mindanao, and North Luzon partners

calendar_today October 17, 2025 schedule 4 min read

BSP pays tribute to stakeholders strengthening the nation’s digital finance ecosystem

The Bangko Sentral ng Pilipinas (BSP) continues to highlight the power of partnership in strengthening the country’s financial ecosystem, honoring its outstanding institutional allies across the Visayas and North Luzon during the 2025 Outstanding BSP Stakeholders Appreciation Ceremony (OBSAC). Held in Iloilo City on September 23 for the Visayas Regional Office and in Calasiao, Pangasinan on October 7 for […]

News

calendar_today October 16, 2025 schedule 4 min read

‘Kinapos pero kinaya’: GCash offers creative ways to bridge budget gaps

“Biglang naubusan ako ng rekado, kaya takbo agad kay mare para manghiram!” It’s a line many Filipinos can relate to — that moment when you’re cooking adobo and realize you’ve run out of laurel or soy sauce, and payday is still a few days away. For many, it’s a familiar story of diskarte — making do with […]

Payment

Aerial view of the STT GDC building in Fairview

calendar_today October 16, 2025 schedule 4 min read

STT GDC expands digital ecosystem in PH, partners with Globe, Radius, and Source Telecoms

ST Telemedia Global Data Centres (STT GDC) Philippines is strengthening the country’s digital backbone as it welcomes Globe Telecom, Radius Telecoms, and Source Telecoms as its first connectivity partners at its flagship STT Fairview 1 facility in Quezon City. The three partners mark the beginning of a growing carrier-neutral ecosystem within the 124-megawatt STT Fairview campus, which is expected to […]

New Tech

Image of a girl whose face is scanned to illustrate how UnionDigital Bank's desire to implement iProov Liveness Solutions can help thwart account takeovers

calendar_today October 16, 2025 schedule 4 min read

UnionDigital Bank strengthens fraud defenses with new iProov biometric technology

UnionDigital Bank, the digital banking arm of Union Bank of the Philippines, has strengthened its defenses against online fraud by deploying biometric identity solutions from London-based iProov. The partnership aims to combat rising threats such as account takeovers and mule activity, which have become increasingly sophisticated amid the global surge in AI-driven cyberattacks. The move […]

Banking and Finance, Cybersecurity