Hosted by Smile’s CEO Jerome Eger, the Smile API Podcast has just announced a new episode (Episode 6) that would feature Xavier Peh, a seasoned professional with over a decade of experience in regional payments, technology, and financial services.
Xavier Peh’s career spans reputable companies such as Visa, Grab, Binance, and his current position as a key member of the card payments commercial team at Atome, which is based in Singapore.
Peh’s diverse background in the fintech sector raises the question: What does it take to be a successful Business Development (BD) manager in the dynamic fintech industry? In this episode, Xavier shares his insights and experiences that have contributed to his success as a BD manager.
Atome, an emerging leader in the Buy Now, Pay Later (BNPL) space, is at the forefront of innovation and customization in the financial services sector.
During the podcast, Xavier will discuss Atome’s use of artificial intelligence (AI) to transform and tailor financial services for the benefit of its customers. He will also talk about how the BNPL model offered by Atome caters to the evolving needs of consumers, highlighting the contrast with traditional credit models in an ever-changing financial landscape.
In the rapidly evolving fintech industry, maintaining a competitive edge is essential.
Xavier will also help shed light on the strategies employed by Atome to ensure that they remain at the forefront of the market. These insights could surely inspire and guide aspiring fintech companies.
One of Atome’s notable achievements is its ability to operate successfully in diverse markets. During the podcast, Xavier will provide valuable insights into how the company tailors its strategies to promote financial inclusion and improve financial literacy in these distinct regions.
He will also share a compelling success story of Atome’s contribution to enhancing financial inclusion. Finally, the podcast will also discuss Atome’s credit risk assessment process, how it varies across different regions, as well as the role of employment data in ensuring reliable and secure credit assessments.
Balancing Credit Accessibility with Responsible Spending
According to Xavier, balancing the convenience of credit accessibility with responsible spending is now a critical concern in the fintech industry.
During the podcast, he will share how Atome is currently navigating this challenge while ensuring that financial services are accessible without compromising a consumer’s economic and financial well-being.
In the context of a rapidly changing regulatory landscape, Xavier will explain the challenges that Atome has faced in the past and how the company was able to successfully navigate regulatory complexities in different countries.
He will also provide insights into Atome’s vision for the future of fintech, offering a glimpse into how the company plans to contribute to the industry’s evolution over the next five years.
The Smile API Podcast is thrilled to bring these intriguing discussions to its listeners, offering them an opportunity to gain insights from a distinguished expert like Xavier Peh into the world of fintech, BNPL, and AI as well as financial inclusion.
Listeners can tune in to this episode through Smile’s Facebook, YouTube, and Spotify.
About Smile API
Smile API is a platform that offers user-authorized access to recent, comprehensive, and verified employment data, all with a user’s consent. With Smile, information is readily accessible in real-time, consolidating data from various sources through a single API.