Microloans in PH: Fast credit or financial risk?

Special Report by Edielyn Mangol, Reporter In recent years, mobile lending apps have become one of the fastest-growing financial services in the Philippines. Known as microloan or quick-loan apps, these platforms promise instant access to credit with just a smartphone and a valid ID. For millions of Filipinos excluded from formal banking, the allure is undeniable: cash in minutes […]