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credit standards

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PH banks expected to maintain or tighten loan standards for Q2 2024 — BSP survey

A recent survey by the Bangko Sentral ng Pilipinas (BSP) indicates that Philippine banks are likely to maintain or tighten their loan standards for both businesses and consumers. Results of the Q1 2024 Senior Bank Loan Officers’ Survey (SLOS) were interpreted using the modal approach while the diffusion index (DI) method was used to reflect […]

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PH banks were able to maintain their credit standards for lending in Q4 2023 — survey

IMAGE CREDIT: https://www.getzype.com/ Results of the Q4 2023 Senior Bank Loan Officers’ Survey (SLOS) indicated that most of the respondent banks in the Philippines were able to keep their credit standards for lending to businesses and consumers “generally unchanged” based on the modal approach. 1 Meanwhile, the diffusion index (DI) method 2 showed varied results reflecting a […]