Aboitiz Land offers solutions to homebuyers of Ready-for-Occupancy (RFO) properties, making it even simpler to move into a well-integrated community or to start a high-potential investment.
In today’s fast-paced, value-conscious real estate market, astute homebuyers may find that there is a high demand for ready-for-occupancy (RFO) or ready-for-turnover (RFTO) units.
With quick move-in timelines for aspiring residents or instant value generation for investors, it’s no wonder that RFO properties are an attractive prospect for the Filipino homebuyer.
Capitalizing on these market trends is Aboitiz Land, offering ready-for-occupancy properties with more flexible payment options and a select listing available with considerable discounts, primed for future owners to invest in, set inside a well-integrated and master-planned community.
Thanks to growing collaboration between real estate and fintech, many buyers now also benefit from seamless digital payment solutions and online financing platforms.
Aboitiz Land’s flexible schemes integrate well with fintech-enabled loan processing, mobile wallets, and digital banking services — making it more convenient than ever to secure property ownership without the traditional hassles of paperwork and long approval timelines.

Ready-for-occupancy units in Amoa offer a unique opportunity to live immediately in the incomparable amenity-filled community within Compostela, Cebu.
A home that’s ready for you
Within the year, Aboitiz Land has launched campaigns to help interested buyers find a new home that’s ready for them or their prospective renters to move in.
With flexible payments and large discounts, investors and aspiring homeowners alike flock towards Aboitiz Land properties as it continues to make it as easy as possible to own and live in their dream home, enjoying the premium Vecino experience as soon as possible.
This trend also reflects how fintech is reshaping real estate transactions in the Philippines. Buyers can now explore online mortgage calculators, tap into digital credit scoring systems, and even arrange amortization schedules through app-based solutions — bridging the gap between housing demand and financial access.
Easy-to-own, ready units
Aboitiz Land offers more flexible payment options for first-time homebuyers and investors. For aspiring homeowners, the 5/95 payment term makes the dream possible after a 5% downpayment and the remaining 95% spread over time.
This structure is equally attractive to investors, who can acquire an RFO unit quickly, then begin generating rental income immediately—often enough to help cover monthly amortizations.
By pairing such innovative payment schemes with fintech-powered lending services, RFO ownership becomes even more achievable.
Digital wallets and online banking allow faster settlements, while partnerships with fintech firms could eventually unlock instant credit scoring, loan disbursement, and cashless property transactions.
Aboitiz Land’s strategic RFO edge
RFO homes are the best choices for prospective homeowners looking to move in immediately, letting families and professionals move in almost immediately after purchase and allowing them to enjoy the benefits of their community right away.

Investors in well-connected Ajoya communities enjoy consistently-increasing property value due to the growing infrastructure in Central Luzon.
In Ajoya communities across Central Luzon, new homeowners move into a master-planned community with less congestion and more amenities, enabling a more sustainable lifestyle. Across all Ajoya projects, buyers of RFO homes get to instantly become part of a lived-in community where all the staples of modern living are within reach of their own spacious and peaceful home.
Located in Compostela, Cebu, Amoa features RFO properties that are in high demand and limited in availability. Prospective homebuyers have an opportunity to own one of the few Aboitiz Land homes that are still available in Cebu, featuring top-of-the-line amenities such as large pools and separate jogging paths that turns the property into a sustainable community designed for the growth of its residents.
In The Villages at LIMA Estate, movers get to immediately live in an environment designed for their growth, being inside Batangas’ award-winning Central Business District that’s backed by the Aboitiz Group. The Villages at LIMA Estate also offers RFO lots, primed for house construction.
Within close proximity of schools, hospitals, and recreation centers in addition to being an hour-long drive from Manila via SLEX and STAR Tollway, buyers of RFO houses or lots in The Villages at LIMA Estate experience an immediate increase in their quality of life.
Imagine owning a beachfront residence in one of the top tourist spots in South Luzon, for RFO buyers in Seafront Residences that is an immediate reality. On top of owning a designer home in the heart of San Juan, Batangas, new homeowners get to live the coastal lifestyle of their dreams as soon as they put pen to paper.
Seafront Residences also offers lots, ready for the immediate construction of the perfect beach vacation home. Nestled within the property is also Seafront Villas, offering RFO condos that are perfect for short term leasing activities in accordance with HOA rules.
Why investors are turning to RFO
For investors, RFO properties present a unique advantage: immediate income generation. With units ready to be leased out right after purchase, there’s no waiting for construction to finish or turnover schedules to align with market timing.
This allows landlords to tap into rental demand instantly. Add to that the fact that Aboitiz Land properties have communities that are live and active, fostering a sense of communities around events and in-place amenities.
Moreover, fintech innovations such as property investment apps and real estate crowdfunding platforms are giving both small and big investors new ways to participate in the housing market. These digital channels complement Aboitiz Land’s RFO offerings, ensuring broader accessibility and quicker turnaround for income-generating assets.
Combined with Aboitiz Land’s reputation of proven value appreciation, investing in its RFO homes prove to be a no-brainer for most investors:
- Ajoya Cabanatuan – 195% value increase since launch, 17% compounded growth annually.
- Ajoya Capas – 95% value increase since launch, 10% compounded growth annually.
- Ajoya Pampanga – 110% value increase since launch, 13% compounded growth annually.
- Amoa – 381% value increase since launch, 17% compounded growth annually.
- The Villages at LIMA Estate – 157% value increase since launch, 17% compounded growth annually.
- Seafront Residences – 437% value increase since launch, 23% compounded growth annually.
Whether for personal living or passive income, Aboitiz Land’s RFO homes deliver on both lifestyle and financial goals—turning the dream of homeownership into today’s reality and tomorrow’s smart investment.
About Aboitiz Land
With over 30 years of real estate expertise, Aboitiz Land has remained committed to its mission of innovating ways to enrich Filipino lives through vibrant master-planned communities.
A subsidiary of Aboitiz Equity Ventures, Inc. (AEV), it is rooted in a century-long legacy of advancing business and uplifting communities. Its commitment to innovative, strategic, and impactful real estate ventures continues to shape Aboitiz Land into a significant contributor to the Aboitiz Group’s goal towards being the Philippines’ first techglomerate.
For more information about Aboitiz Land and our dedication to enhancing value for our stakeholders, please visit www.aboitizland.com
