Cross-bank auto-debit: Ending the “same-bank” monopoly on bills
Cross-bank auto-debit is set to redefine how Filipinos pay their bills. For years, automating recurring payments in the Philippines came…
Category: Banking and Finance
Found 397 posts in Banking and Finance
Is AI in Philippine finance an efficiency engine for credit scoring or an emerging risk vector?
AI in Philippine finance is no longer a fringe experiment. Artificial intelligence is now quietly embedded across Philippine finance, shaping the systems used by banks and…
The great exit: Why 2026 is the year of the Philippine fintech IPOs
PH fintech IPOs are set to take center stage in 2026, as the country’s digital banks and fintech startups gear…
BSP outlook: Banks eyeing credit stability in Q1 2026 as inflation cools to 1.4%–2.2% range
The Philippine banking sector is entering 2026 with a stance of “cautious optimism.” According to the latest Senior Bank Loan Officers’…
How digital banks are reshaping PH finance — and why the BSP wants more in 2026
For much of the last decade, digital banks were celebrated for one thing: speed. Speed in signing up customers, speed…
Can regulation keep up on the issue of financial inclusion vs. financial protection?
In the Philippines, the rapid rise of financial technology (fintech) and digital finance has accelerated financial inclusion, bringing millions of…
How credit card rewards are reshaping Filipino spending
Cashback promotions from credit card companies are no longer just marketing hooks — they’ve evolved into strategic tools that banks…
Visa and RCBC ink strategic debit deal to narrow the PH digital payments gap
In a move set to reshape the local digital finance landscape, global payments leader Visa (NYSE: V) and Rizal Commercial Banking Corporation (RCBC) have…
ATC completes merger with UnionBank’s full service trust corporation, sets new standards in PH
ATRAM Trust Corporation (ATC) has completed its merger with UnionBank Investment Management and Trust Corporation (UBIMTC), marking the first-ever merger…
Customer growth, profitability putting digital banks under pressure
For much of the past decade, digital banks were judged by how fast they could grow. User numbers, app downloads,…