How seamless payments, lending and insurance are reshaping finance, and forcing banks and regulators to adapt. Embedded finance or the integration of financial services directly into non-financial digital experiences —is no longer an abstract concept. What once sat on the periphery of fintech is now reshaping retail, marketplaces, and digital platforms globally and in the […]
As the Philippines continues its push toward financial inclusion, a new wave of fintech companies is harnessing artificial intelligence (AI) to help millions of Filipinos gain access to credit — especially those left out of the traditional banking system. From villages far from Metro Manila to gig workers with irregular incomes, AI-driven credit scoring and […]
Despite rapid economic growth and the rise of financial technology (fintech) across emerging markets especially in the Philippines — inequality remains entrenched, raising fresh questions about whether digital finance has lived up to its promise of inclusive development. Fintech innovations such as mobile wallets, digital credit platforms, and online banking have dramatically expanded access to […]
Fintech companies, e-commerce platforms, and digital banks are shifting a growing share of their advertising budgets to TikTok to engage younger, mobile-first consumers, while continuing to rely on Facebook for its broad reach, credibility, and proven conversion performance. The adjustment reflects broader shifts in how audiences consume media and how brands approach customer acquisition, with […]
According to the latest surveys by the Bangko Sentral ng Pilipinas (BSP), Philippine businesses turned more optimistic in the fourth quarter of 2025, buoyed by seasonal consumer spending and easing inflation, while Filipino households grew more cautious amid concerns over corruption, rising prices, and the impact of recent natural calamities, Results of the BSP’s Business […]
After the Philippine Securities and Exchange Commission (SEC) issued a public warning against unregistered cryptocurrency exchanges earlier this year, interest in those very platforms including OKX, MEXC and Bitget has in fact surged among Filipino users. Advisory sparks curiosity — not exodus On August 4, 2025, the SEC publicly flagged 10 major global exchanges including […]
Despite the Philippines’ rapid shift toward digital finance, a large segment of the country’s most financially vulnerable population remains disconnected from formal lending channels — a gap that leading fintech executives say demands urgent, coordinated action.
The Department of Education (DepEd) is tapping the power of everyday consumer spending to help close the country’s chronic classroom gap. Earlier this week, DepEd welcomed the launch of the BDO-HOPE Mastercard, a new credit card that channels a portion of every swipe directly into building public-school classrooms across the Philippines. BDO Unibank Inc., Friends […]
The Consumer Lending Association of the Philippines (CLAP) is urging stronger collaboration with the media to protect Filipino borrowers from predatory and illegal lending practices, stressing that accurate information and public education are essential to strengthening consumer protection across the country’s rapidly evolving lending landscape. Speaking at a media briefing, CLAP officials outlined the growing […]
Union Bank of the Philippines has rolled out Amazon Web Services’ (AWS) Amazon Quick Suite across its operations, marking a significant leap in its push to become one of ASEAN’s most data-driven and customer-centric banks. The move positions UnionBank as the first in the Philippines — and among the earliest in the Southeast Asia region […]
