Homegrown fintech giant Maya has been named the “Best Digital Bank” for the third consecutive year at the Global Retail Banking Innovation Awards 2025, solidifying its position as the country’s top digital banking and payments ecosystem.
The international award recognizes the bank’s distinctive approach of combining banking, payments, credit, and merchant services in one seamless platform — a model that has helped accelerate financial inclusion and digital adoption in the Philippines.
Maya merges technology, trust, and financial inclusion
Since securing its digital banking license just three years ago, Maya Bank has rapidly evolved into one of the country’s most influential financial players.
It now serves 8.2 million customers and 2.1 million borrowers, more than half of whom are new to formal credit, underscoring its role in democratizing access to financial services.
The bank has so far recorded ₱50 billion in deposits and ₱152 billion in cumulative loan disbursements, signaling strong consumer trust and engagement in digital finance.
Behind this rapid growth is the bank’s proprietary technology and AI-driven infrastructure, which enables real-time credit scoring, personalized savings products, and data-backed lending decisions.
Redefining finance through seamless digital integration
By integrating these capabilities into its ecosystem, Maya offers a user experience that feels less like traditional banking and more like a lifestyle tool — banking, borrowing, paying, and investing all in one app.
Industry observers said Maya’s achievement reflects a broader shift in the Philippine fintech landscape, where digital banks are competing not just on convenience but on intelligence and integration.
In a market still largely underbanked, Maya’s model shows how advanced analytics and design thinking can bridge financial gaps faster than brick-and-mortar expansion ever could.
“As fintech matures, success will hinge on embedding finance into daily life,” one analyst noted. “Maya’s ecosystem approach — powered by data and design — is setting the benchmark for how digital banking can scale sustainably.”
With this latest recognition, Maya looks poised to extend its lead as the Philippines’ all-in-one digital financial platform, signaling a new phase of growth for the local fintech sector — where technology, trust, and inclusion now converge on every smartphone screen.
